LTV · monthly repayment
▼ 0.50% · 3.625%
HK$118,254
−HK$7,415/mo
▼ 0.25% · 3.875%
HK$121,932
−HK$3,737/mo
Today · 4.125%
HK$125,669
baseline
▲ 0.50% · 4.625%
HK$133,316
+HK$7,647/mo
Deposit HK$25.93M · loan HK$25.93M · min. income ≈ HK$251,338/mo (50% DSR)
Upfront cash ≈ HK$28.13M (deposit + AVD stamp duty HK$2,204,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,556
−HK$7,108/mo
▼ 0.25% · 3.875%
HK$135,084
−HK$3,580/mo
Today · 4.125%
HK$138,664
baseline
▲ 0.50% · 4.625%
HK$145,973
+HK$7,309/mo
Deposit HK$25.93M · loan HK$25.93M · min. income ≈ HK$277,328/mo (50% DSR)
Upfront cash ≈ HK$28.13M (deposit + AVD stamp duty HK$2,204,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,904
−HK$8,899/mo
▼ 0.25% · 3.875%
HK$146,319
−HK$4,484/mo
Today · 4.125%
HK$150,803
baseline
▲ 0.50% · 4.625%
HK$159,979
+HK$9,176/mo
Deposit HK$20.74M · loan HK$31.12M · min. income ≈ HK$301,606/mo (50% DSR)
Upfront cash ≈ HK$22.95M (deposit + AVD stamp duty HK$2,204,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,867
−HK$8,529/mo
▼ 0.25% · 3.875%
HK$162,101
−HK$4,295/mo
Today · 4.125%
HK$166,396
baseline
▲ 0.50% · 4.625%
HK$175,167
+HK$8,771/mo
Deposit HK$20.74M · loan HK$31.12M · min. income ≈ HK$332,792/mo (50% DSR)
Upfront cash ≈ HK$22.95M (deposit + AVD stamp duty HK$2,204,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,555
−HK$10,382/mo
▼ 0.25% · 3.875%
HK$170,705
−HK$5,232/mo
Today · 4.125%
HK$175,937
baseline
▲ 0.50% · 4.625%
HK$186,642
+HK$10,705/mo
Deposit HK$15.56M · loan HK$36.30M · min. income ≈ HK$351,874/mo (50% DSR)
Upfront cash ≈ HK$17.76M (deposit + AVD stamp duty HK$2,204,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,179
−HK$9,950/mo
▼ 0.25% · 3.875%
HK$189,118
−HK$5,011/mo
Today · 4.125%
HK$194,129
baseline
▲ 0.50% · 4.625%
HK$204,362
+HK$10,233/mo
Deposit HK$15.56M · loan HK$36.30M · min. income ≈ HK$388,258/mo (50% DSR)
Upfront cash ≈ HK$17.76M (deposit + AVD stamp duty HK$2,204,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,857
−HK$13,348/mo
▼ 0.25% · 3.875%
HK$219,478
−HK$6,727/mo
Today · 4.125%
HK$226,205
baseline
▲ 0.50% · 4.625%
HK$239,969
+HK$13,764/mo
Deposit HK$5.19M · loan HK$46.67M · min. income ≈ HK$452,410/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$2,204,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,801
−HK$12,794/mo
▼ 0.25% · 3.875%
HK$243,152
−HK$6,443/mo
Today · 4.125%
HK$249,595
baseline
▲ 0.50% · 4.625%
HK$262,751
+HK$13,156/mo
Deposit HK$5.19M · loan HK$46.67M · min. income ≈ HK$499,190/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$2,204,044 · Scale 2, in force from 26 Feb 2026)