LTV · monthly repayment
▼ 0.50% · 3.625%
HK$118,257
−HK$7,416/mo
▼ 0.25% · 3.875%
HK$121,935
−HK$3,738/mo
Today · 4.125%
HK$125,673
baseline
▲ 0.50% · 4.625%
HK$133,319
+HK$7,646/mo
Deposit HK$25.93M · loan HK$25.93M · min. income ≈ HK$251,346/mo (50% DSR)
Upfront cash ≈ HK$28.13M (deposit + AVD stamp duty HK$2,204,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,560
−HK$7,107/mo
▼ 0.25% · 3.875%
HK$135,088
−HK$3,579/mo
Today · 4.125%
HK$138,667
baseline
▲ 0.50% · 4.625%
HK$145,977
+HK$7,310/mo
Deposit HK$25.93M · loan HK$25.93M · min. income ≈ HK$277,334/mo (50% DSR)
Upfront cash ≈ HK$28.13M (deposit + AVD stamp duty HK$2,204,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,908
−HK$8,899/mo
▼ 0.25% · 3.875%
HK$146,322
−HK$4,485/mo
Today · 4.125%
HK$150,807
baseline
▲ 0.50% · 4.625%
HK$159,983
+HK$9,176/mo
Deposit HK$20.74M · loan HK$31.12M · min. income ≈ HK$301,614/mo (50% DSR)
Upfront cash ≈ HK$22.95M (deposit + AVD stamp duty HK$2,204,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,871
−HK$8,530/mo
▼ 0.25% · 3.875%
HK$162,105
−HK$4,296/mo
Today · 4.125%
HK$166,401
baseline
▲ 0.50% · 4.625%
HK$175,172
+HK$8,771/mo
Deposit HK$20.74M · loan HK$31.12M · min. income ≈ HK$332,802/mo (50% DSR)
Upfront cash ≈ HK$22.95M (deposit + AVD stamp duty HK$2,204,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,560
−HK$10,382/mo
▼ 0.25% · 3.875%
HK$170,709
−HK$5,233/mo
Today · 4.125%
HK$175,942
baseline
▲ 0.50% · 4.625%
HK$186,647
+HK$10,705/mo
Deposit HK$15.56M · loan HK$36.30M · min. income ≈ HK$351,884/mo (50% DSR)
Upfront cash ≈ HK$17.76M (deposit + AVD stamp duty HK$2,204,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,183
−HK$9,951/mo
▼ 0.25% · 3.875%
HK$189,123
−HK$5,011/mo
Today · 4.125%
HK$194,134
baseline
▲ 0.50% · 4.625%
HK$204,367
+HK$10,233/mo
Deposit HK$15.56M · loan HK$36.30M · min. income ≈ HK$388,268/mo (50% DSR)
Upfront cash ≈ HK$17.76M (deposit + AVD stamp duty HK$2,204,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,862
−HK$13,349/mo
▼ 0.25% · 3.875%
HK$219,484
−HK$6,727/mo
Today · 4.125%
HK$226,211
baseline
▲ 0.50% · 4.625%
HK$239,975
+HK$13,764/mo
Deposit HK$5.19M · loan HK$46.68M · min. income ≈ HK$452,422/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$2,204,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,807
−HK$12,794/mo
▼ 0.25% · 3.875%
HK$243,158
−HK$6,443/mo
Today · 4.125%
HK$249,601
baseline
▲ 0.50% · 4.625%
HK$262,758
+HK$13,157/mo
Deposit HK$5.19M · loan HK$46.68M · min. income ≈ HK$499,202/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$2,204,101 · Scale 2, in force from 26 Feb 2026)