LTV · monthly repayment
▼ 0.50% · 3.625%
HK$118,262
−HK$7,416/mo
▼ 0.25% · 3.875%
HK$121,941
−HK$3,737/mo
Today · 4.125%
HK$125,678
baseline
▲ 0.50% · 4.625%
HK$133,325
+HK$7,647/mo
Deposit HK$25.93M · loan HK$25.93M · min. income ≈ HK$251,356/mo (50% DSR)
Upfront cash ≈ HK$28.14M (deposit + AVD stamp duty HK$2,204,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,565
−HK$7,108/mo
▼ 0.25% · 3.875%
HK$135,094
−HK$3,579/mo
Today · 4.125%
HK$138,673
baseline
▲ 0.50% · 4.625%
HK$145,983
+HK$7,310/mo
Deposit HK$25.93M · loan HK$25.93M · min. income ≈ HK$277,346/mo (50% DSR)
Upfront cash ≈ HK$28.14M (deposit + AVD stamp duty HK$2,204,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,914
−HK$8,900/mo
▼ 0.25% · 3.875%
HK$146,329
−HK$4,485/mo
Today · 4.125%
HK$150,814
baseline
▲ 0.50% · 4.625%
HK$159,990
+HK$9,176/mo
Deposit HK$20.75M · loan HK$31.12M · min. income ≈ HK$301,628/mo (50% DSR)
Upfront cash ≈ HK$22.95M (deposit + AVD stamp duty HK$2,204,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,878
−HK$8,530/mo
▼ 0.25% · 3.875%
HK$162,113
−HK$4,295/mo
Today · 4.125%
HK$166,408
baseline
▲ 0.50% · 4.625%
HK$175,180
+HK$8,772/mo
Deposit HK$20.75M · loan HK$31.12M · min. income ≈ HK$332,816/mo (50% DSR)
Upfront cash ≈ HK$22.95M (deposit + AVD stamp duty HK$2,204,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,567
−HK$10,382/mo
▼ 0.25% · 3.875%
HK$170,717
−HK$5,232/mo
Today · 4.125%
HK$175,949
baseline
▲ 0.50% · 4.625%
HK$186,655
+HK$10,706/mo
Deposit HK$15.56M · loan HK$36.30M · min. income ≈ HK$351,898/mo (50% DSR)
Upfront cash ≈ HK$17.76M (deposit + AVD stamp duty HK$2,204,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,192
−HK$9,951/mo
▼ 0.25% · 3.875%
HK$189,131
−HK$5,012/mo
Today · 4.125%
HK$194,143
baseline
▲ 0.50% · 4.625%
HK$204,376
+HK$10,233/mo
Deposit HK$15.56M · loan HK$36.30M · min. income ≈ HK$388,286/mo (50% DSR)
Upfront cash ≈ HK$17.76M (deposit + AVD stamp duty HK$2,204,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,872
−HK$13,349/mo
▼ 0.25% · 3.875%
HK$219,493
−HK$6,728/mo
Today · 4.125%
HK$226,221
baseline
▲ 0.50% · 4.625%
HK$239,986
+HK$13,765/mo
Deposit HK$5.19M · loan HK$46.68M · min. income ≈ HK$452,442/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$2,204,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,818
−HK$12,794/mo
▼ 0.25% · 3.875%
HK$243,169
−HK$6,443/mo
Today · 4.125%
HK$249,612
baseline
▲ 0.50% · 4.625%
HK$262,770
+HK$13,158/mo
Deposit HK$5.19M · loan HK$46.68M · min. income ≈ HK$499,224/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$2,204,199 · Scale 2, in force from 26 Feb 2026)