LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,826
−HK$742/mo
▼ 0.25% · 3.875%
HK$12,194
−HK$374/mo
Today · 4.125%
HK$12,568
baseline
▲ 0.50% · 4.625%
HK$13,333
+HK$765/mo
Deposit HK$2.59M · loan HK$2.59M · min. income ≈ HK$25,136/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$116,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,157
−HK$710/mo
▼ 0.25% · 3.875%
HK$13,509
−HK$358/mo
Today · 4.125%
HK$13,867
baseline
▲ 0.50% · 4.625%
HK$14,598
+HK$731/mo
Deposit HK$2.59M · loan HK$2.59M · min. income ≈ HK$27,734/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$116,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,191
−HK$890/mo
▼ 0.25% · 3.875%
HK$14,633
−HK$448/mo
Today · 4.125%
HK$15,081
baseline
▲ 0.50% · 4.625%
HK$15,999
+HK$918/mo
Deposit HK$2.07M · loan HK$3.11M · min. income ≈ HK$30,162/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$116,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,788
−HK$853/mo
▼ 0.25% · 3.875%
HK$16,211
−HK$430/mo
Today · 4.125%
HK$16,641
baseline
▲ 0.50% · 4.625%
HK$17,518
+HK$877/mo
Deposit HK$2.07M · loan HK$3.11M · min. income ≈ HK$33,282/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$116,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,557
−HK$1,038/mo
▼ 0.25% · 3.875%
HK$17,072
−HK$523/mo
Today · 4.125%
HK$17,595
baseline
▲ 0.50% · 4.625%
HK$18,666
+HK$1,071/mo
Deposit HK$1.56M · loan HK$3.63M · min. income ≈ HK$35,190/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$116,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,419
−HK$995/mo
▼ 0.25% · 3.875%
HK$18,913
−HK$501/mo
Today · 4.125%
HK$19,414
baseline
▲ 0.50% · 4.625%
HK$20,438
+HK$1,024/mo
Deposit HK$1.56M · loan HK$3.63M · min. income ≈ HK$38,828/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$116,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,287
−HK$1,335/mo
▼ 0.25% · 3.875%
HK$21,949
−HK$673/mo
Today · 4.125%
HK$22,622
baseline
▲ 0.50% · 4.625%
HK$23,999
+HK$1,377/mo
Deposit HK$519K · loan HK$4.67M · min. income ≈ HK$45,244/mo (50% DSR)
Upfront cash ≈ HK$635K (deposit + AVD stamp duty HK$116,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,682
−HK$1,279/mo
▼ 0.25% · 3.875%
HK$24,317
−HK$644/mo
Today · 4.125%
HK$24,961
baseline
▲ 0.50% · 4.625%
HK$26,277
+HK$1,316/mo
Deposit HK$519K · loan HK$4.67M · min. income ≈ HK$49,922/mo (50% DSR)
Upfront cash ≈ HK$635K (deposit + AVD stamp duty HK$116,694 · Scale 2, in force from 26 Feb 2026)