LTV · monthly repayment
▼ 0.50% · 3.625%
HK$118,265
−HK$7,417/mo
▼ 0.25% · 3.875%
HK$121,944
−HK$3,738/mo
Today · 4.125%
HK$125,682
baseline
▲ 0.50% · 4.625%
HK$133,329
+HK$7,647/mo
Deposit HK$25.93M · loan HK$25.93M · min. income ≈ HK$251,364/mo (50% DSR)
Upfront cash ≈ HK$28.14M (deposit + AVD stamp duty HK$2,204,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,569
−HK$7,108/mo
▼ 0.25% · 3.875%
HK$135,098
−HK$3,579/mo
Today · 4.125%
HK$138,677
baseline
▲ 0.50% · 4.625%
HK$145,987
+HK$7,310/mo
Deposit HK$25.93M · loan HK$25.93M · min. income ≈ HK$277,354/mo (50% DSR)
Upfront cash ≈ HK$28.14M (deposit + AVD stamp duty HK$2,204,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,918
−HK$8,900/mo
▼ 0.25% · 3.875%
HK$146,333
−HK$4,485/mo
Today · 4.125%
HK$150,818
baseline
▲ 0.50% · 4.625%
HK$159,995
+HK$9,177/mo
Deposit HK$20.75M · loan HK$31.12M · min. income ≈ HK$301,636/mo (50% DSR)
Upfront cash ≈ HK$22.95M (deposit + AVD stamp duty HK$2,204,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,883
−HK$8,530/mo
▼ 0.25% · 3.875%
HK$162,117
−HK$4,296/mo
Today · 4.125%
HK$166,413
baseline
▲ 0.50% · 4.625%
HK$175,184
+HK$8,771/mo
Deposit HK$20.75M · loan HK$31.12M · min. income ≈ HK$332,826/mo (50% DSR)
Upfront cash ≈ HK$22.95M (deposit + AVD stamp duty HK$2,204,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,571
−HK$10,383/mo
▼ 0.25% · 3.875%
HK$170,722
−HK$5,232/mo
Today · 4.125%
HK$175,954
baseline
▲ 0.50% · 4.625%
HK$186,661
+HK$10,707/mo
Deposit HK$15.56M · loan HK$36.31M · min. income ≈ HK$351,908/mo (50% DSR)
Upfront cash ≈ HK$17.76M (deposit + AVD stamp duty HK$2,204,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,196
−HK$9,952/mo
▼ 0.25% · 3.875%
HK$189,137
−HK$5,011/mo
Today · 4.125%
HK$194,148
baseline
▲ 0.50% · 4.625%
HK$204,382
+HK$10,234/mo
Deposit HK$15.56M · loan HK$36.31M · min. income ≈ HK$388,296/mo (50% DSR)
Upfront cash ≈ HK$17.76M (deposit + AVD stamp duty HK$2,204,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,877
−HK$13,350/mo
▼ 0.25% · 3.875%
HK$219,499
−HK$6,728/mo
Today · 4.125%
HK$226,227
baseline
▲ 0.50% · 4.625%
HK$239,992
+HK$13,765/mo
Deposit HK$5.19M · loan HK$46.68M · min. income ≈ HK$452,454/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$2,204,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,824
−HK$12,795/mo
▼ 0.25% · 3.875%
HK$243,176
−HK$6,443/mo
Today · 4.125%
HK$249,619
baseline
▲ 0.50% · 4.625%
HK$262,777
+HK$13,158/mo
Deposit HK$5.19M · loan HK$46.68M · min. income ≈ HK$499,238/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$2,204,258 · Scale 2, in force from 26 Feb 2026)