LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,827
−HK$742/mo
▼ 0.25% · 3.875%
HK$12,195
−HK$374/mo
Today · 4.125%
HK$12,569
baseline
▲ 0.50% · 4.625%
HK$13,333
+HK$764/mo
Deposit HK$2.59M · loan HK$2.59M · min. income ≈ HK$25,138/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$116,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,157
−HK$711/mo
▼ 0.25% · 3.875%
HK$13,510
−HK$358/mo
Today · 4.125%
HK$13,868
baseline
▲ 0.50% · 4.625%
HK$14,599
+HK$731/mo
Deposit HK$2.59M · loan HK$2.59M · min. income ≈ HK$27,736/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$116,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,192
−HK$890/mo
▼ 0.25% · 3.875%
HK$14,634
−HK$448/mo
Today · 4.125%
HK$15,082
baseline
▲ 0.50% · 4.625%
HK$16,000
+HK$918/mo
Deposit HK$2.07M · loan HK$3.11M · min. income ≈ HK$30,164/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$116,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,789
−HK$853/mo
▼ 0.25% · 3.875%
HK$16,212
−HK$430/mo
Today · 4.125%
HK$16,642
baseline
▲ 0.50% · 4.625%
HK$17,519
+HK$877/mo
Deposit HK$2.07M · loan HK$3.11M · min. income ≈ HK$33,284/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$116,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,558
−HK$1,038/mo
▼ 0.25% · 3.875%
HK$17,073
−HK$523/mo
Today · 4.125%
HK$17,596
baseline
▲ 0.50% · 4.625%
HK$18,667
+HK$1,071/mo
Deposit HK$1.56M · loan HK$3.63M · min. income ≈ HK$35,192/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$116,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,420
−HK$996/mo
▼ 0.25% · 3.875%
HK$18,914
−HK$502/mo
Today · 4.125%
HK$19,416
baseline
▲ 0.50% · 4.625%
HK$20,439
+HK$1,023/mo
Deposit HK$1.56M · loan HK$3.63M · min. income ≈ HK$38,832/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$116,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,289
−HK$1,335/mo
▼ 0.25% · 3.875%
HK$21,951
−HK$673/mo
Today · 4.125%
HK$22,624
baseline
▲ 0.50% · 4.625%
HK$24,000
+HK$1,376/mo
Deposit HK$519K · loan HK$4.67M · min. income ≈ HK$45,248/mo (50% DSR)
Upfront cash ≈ HK$635K (deposit + AVD stamp duty HK$116,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,683
−HK$1,280/mo
▼ 0.25% · 3.875%
HK$24,318
−HK$645/mo
Today · 4.125%
HK$24,963
baseline
▲ 0.50% · 4.625%
HK$26,279
+HK$1,316/mo
Deposit HK$519K · loan HK$4.67M · min. income ≈ HK$49,926/mo (50% DSR)
Upfront cash ≈ HK$635K (deposit + AVD stamp duty HK$116,701 · Scale 2, in force from 26 Feb 2026)