LTV · monthly repayment
▼ 0.50% · 3.625%
HK$118,283
−HK$7,418/mo
▼ 0.25% · 3.875%
HK$121,963
−HK$3,738/mo
Today · 4.125%
HK$125,701
baseline
▲ 0.50% · 4.625%
HK$133,350
+HK$7,649/mo
Deposit HK$25.94M · loan HK$25.94M · min. income ≈ HK$251,402/mo (50% DSR)
Upfront cash ≈ HK$28.14M (deposit + AVD stamp duty HK$2,204,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,589
−HK$7,110/mo
▼ 0.25% · 3.875%
HK$135,118
−HK$3,581/mo
Today · 4.125%
HK$138,699
baseline
▲ 0.50% · 4.625%
HK$146,010
+HK$7,311/mo
Deposit HK$25.94M · loan HK$25.94M · min. income ≈ HK$277,398/mo (50% DSR)
Upfront cash ≈ HK$28.14M (deposit + AVD stamp duty HK$2,204,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,940
−HK$8,901/mo
▼ 0.25% · 3.875%
HK$146,355
−HK$4,486/mo
Today · 4.125%
HK$150,841
baseline
▲ 0.50% · 4.625%
HK$160,019
+HK$9,178/mo
Deposit HK$20.75M · loan HK$31.12M · min. income ≈ HK$301,682/mo (50% DSR)
Upfront cash ≈ HK$22.95M (deposit + AVD stamp duty HK$2,204,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,907
−HK$8,531/mo
▼ 0.25% · 3.875%
HK$162,142
−HK$4,296/mo
Today · 4.125%
HK$166,438
baseline
▲ 0.50% · 4.625%
HK$175,211
+HK$8,773/mo
Deposit HK$20.75M · loan HK$31.12M · min. income ≈ HK$332,876/mo (50% DSR)
Upfront cash ≈ HK$22.95M (deposit + AVD stamp duty HK$2,204,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,597
−HK$10,384/mo
▼ 0.25% · 3.875%
HK$170,748
−HK$5,233/mo
Today · 4.125%
HK$175,981
baseline
▲ 0.50% · 4.625%
HK$186,689
+HK$10,708/mo
Deposit HK$15.56M · loan HK$36.31M · min. income ≈ HK$351,962/mo (50% DSR)
Upfront cash ≈ HK$17.77M (deposit + AVD stamp duty HK$2,204,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,225
−HK$9,953/mo
▼ 0.25% · 3.875%
HK$189,166
−HK$5,012/mo
Today · 4.125%
HK$194,178
baseline
▲ 0.50% · 4.625%
HK$204,413
+HK$10,235/mo
Deposit HK$15.56M · loan HK$36.31M · min. income ≈ HK$388,356/mo (50% DSR)
Upfront cash ≈ HK$17.77M (deposit + AVD stamp duty HK$2,204,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,910
−HK$13,352/mo
▼ 0.25% · 3.875%
HK$219,533
−HK$6,729/mo
Today · 4.125%
HK$226,262
baseline
▲ 0.50% · 4.625%
HK$240,029
+HK$13,767/mo
Deposit HK$5.19M · loan HK$46.69M · min. income ≈ HK$452,524/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$2,204,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,861
−HK$12,796/mo
▼ 0.25% · 3.875%
HK$243,213
−HK$6,444/mo
Today · 4.125%
HK$249,657
baseline
▲ 0.50% · 4.625%
HK$262,817
+HK$13,160/mo
Deposit HK$5.19M · loan HK$46.69M · min. income ≈ HK$499,314/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$2,204,598 · Scale 2, in force from 26 Feb 2026)