LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,830
−HK$742/mo
▼ 0.25% · 3.875%
HK$12,198
−HK$374/mo
Today · 4.125%
HK$12,572
baseline
▲ 0.50% · 4.625%
HK$13,337
+HK$765/mo
Deposit HK$2.59M · loan HK$2.59M · min. income ≈ HK$25,144/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$116,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,161
−HK$711/mo
▼ 0.25% · 3.875%
HK$13,514
−HK$358/mo
Today · 4.125%
HK$13,872
baseline
▲ 0.50% · 4.625%
HK$14,603
+HK$731/mo
Deposit HK$2.59M · loan HK$2.59M · min. income ≈ HK$27,744/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$116,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,196
−HK$891/mo
▼ 0.25% · 3.875%
HK$14,638
−HK$449/mo
Today · 4.125%
HK$15,087
baseline
▲ 0.50% · 4.625%
HK$16,005
+HK$918/mo
Deposit HK$2.08M · loan HK$3.11M · min. income ≈ HK$30,174/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$116,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,793
−HK$854/mo
▼ 0.25% · 3.875%
HK$16,217
−HK$430/mo
Today · 4.125%
HK$16,647
baseline
▲ 0.50% · 4.625%
HK$17,524
+HK$877/mo
Deposit HK$2.08M · loan HK$3.11M · min. income ≈ HK$33,294/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$116,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,562
−HK$1,039/mo
▼ 0.25% · 3.875%
HK$17,078
−HK$523/mo
Today · 4.125%
HK$17,601
baseline
▲ 0.50% · 4.625%
HK$18,672
+HK$1,071/mo
Deposit HK$1.56M · loan HK$3.63M · min. income ≈ HK$35,202/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$116,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,425
−HK$996/mo
▼ 0.25% · 3.875%
HK$18,920
−HK$501/mo
Today · 4.125%
HK$19,421
baseline
▲ 0.50% · 4.625%
HK$20,445
+HK$1,024/mo
Deposit HK$1.56M · loan HK$3.63M · min. income ≈ HK$38,842/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$116,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,295
−HK$1,335/mo
▼ 0.25% · 3.875%
HK$21,957
−HK$673/mo
Today · 4.125%
HK$22,630
baseline
▲ 0.50% · 4.625%
HK$24,007
+HK$1,377/mo
Deposit HK$519K · loan HK$4.67M · min. income ≈ HK$45,260/mo (50% DSR)
Upfront cash ≈ HK$636K (deposit + AVD stamp duty HK$116,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,690
−HK$1,280/mo
▼ 0.25% · 3.875%
HK$24,325
−HK$645/mo
Today · 4.125%
HK$24,970
baseline
▲ 0.50% · 4.625%
HK$26,286
+HK$1,316/mo
Deposit HK$519K · loan HK$4.67M · min. income ≈ HK$49,940/mo (50% DSR)
Upfront cash ≈ HK$636K (deposit + AVD stamp duty HK$116,734 · Scale 2, in force from 26 Feb 2026)