LTV · monthly repayment
▼ 0.50% · 3.625%
HK$118,305
−HK$7,419/mo
▼ 0.25% · 3.875%
HK$121,985
−HK$3,739/mo
Today · 4.125%
HK$125,724
baseline
▲ 0.50% · 4.625%
HK$133,374
+HK$7,650/mo
Deposit HK$25.94M · loan HK$25.94M · min. income ≈ HK$251,448/mo (50% DSR)
Upfront cash ≈ HK$28.15M (deposit + AVD stamp duty HK$2,205,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,614
−HK$7,110/mo
▼ 0.25% · 3.875%
HK$135,143
−HK$3,581/mo
Today · 4.125%
HK$138,724
baseline
▲ 0.50% · 4.625%
HK$146,037
+HK$7,313/mo
Deposit HK$25.94M · loan HK$25.94M · min. income ≈ HK$277,448/mo (50% DSR)
Upfront cash ≈ HK$28.15M (deposit + AVD stamp duty HK$2,205,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,966
−HK$8,903/mo
▼ 0.25% · 3.875%
HK$146,382
−HK$4,487/mo
Today · 4.125%
HK$150,869
baseline
▲ 0.50% · 4.625%
HK$160,049
+HK$9,180/mo
Deposit HK$20.75M · loan HK$31.13M · min. income ≈ HK$301,738/mo (50% DSR)
Upfront cash ≈ HK$22.96M (deposit + AVD stamp duty HK$2,205,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,936
−HK$8,533/mo
▼ 0.25% · 3.875%
HK$162,172
−HK$4,297/mo
Today · 4.125%
HK$166,469
baseline
▲ 0.50% · 4.625%
HK$175,244
+HK$8,775/mo
Deposit HK$20.75M · loan HK$31.13M · min. income ≈ HK$332,938/mo (50% DSR)
Upfront cash ≈ HK$22.96M (deposit + AVD stamp duty HK$2,205,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,628
−HK$10,386/mo
▼ 0.25% · 3.875%
HK$170,779
−HK$5,235/mo
Today · 4.125%
HK$176,014
baseline
▲ 0.50% · 4.625%
HK$186,724
+HK$10,710/mo
Deposit HK$15.56M · loan HK$36.32M · min. income ≈ HK$352,028/mo (50% DSR)
Upfront cash ≈ HK$17.77M (deposit + AVD stamp duty HK$2,205,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,259
−HK$9,955/mo
▼ 0.25% · 3.875%
HK$189,201
−HK$5,013/mo
Today · 4.125%
HK$194,214
baseline
▲ 0.50% · 4.625%
HK$204,451
+HK$10,237/mo
Deposit HK$15.56M · loan HK$36.32M · min. income ≈ HK$388,428/mo (50% DSR)
Upfront cash ≈ HK$17.77M (deposit + AVD stamp duty HK$2,205,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,950
−HK$13,353/mo
▼ 0.25% · 3.875%
HK$219,574
−HK$6,729/mo
Today · 4.125%
HK$226,303
baseline
▲ 0.50% · 4.625%
HK$240,074
+HK$13,771/mo
Deposit HK$5.19M · loan HK$46.69M · min. income ≈ HK$452,606/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$2,205,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,904
−HK$12,800/mo
▼ 0.25% · 3.875%
HK$243,258
−HK$6,446/mo
Today · 4.125%
HK$249,704
baseline
▲ 0.50% · 4.625%
HK$262,866
+HK$13,162/mo
Deposit HK$5.19M · loan HK$46.69M · min. income ≈ HK$499,408/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$2,205,006 · Scale 2, in force from 26 Feb 2026)