LTV · monthly repayment
▼ 0.50% · 3.625%
HK$118,332
−HK$7,421/mo
▼ 0.25% · 3.875%
HK$122,013
−HK$3,740/mo
Today · 4.125%
HK$125,753
baseline
▲ 0.50% · 4.625%
HK$133,404
+HK$7,651/mo
Deposit HK$25.95M · loan HK$25.95M · min. income ≈ HK$251,506/mo (50% DSR)
Upfront cash ≈ HK$28.15M (deposit + AVD stamp duty HK$2,205,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,643
−HK$7,113/mo
▼ 0.25% · 3.875%
HK$135,174
−HK$3,582/mo
Today · 4.125%
HK$138,756
baseline
▲ 0.50% · 4.625%
HK$146,070
+HK$7,314/mo
Deposit HK$25.95M · loan HK$25.95M · min. income ≈ HK$277,512/mo (50% DSR)
Upfront cash ≈ HK$28.15M (deposit + AVD stamp duty HK$2,205,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,999
−HK$8,904/mo
▼ 0.25% · 3.875%
HK$146,416
−HK$4,487/mo
Today · 4.125%
HK$150,903
baseline
▲ 0.50% · 4.625%
HK$160,085
+HK$9,182/mo
Deposit HK$20.76M · loan HK$31.14M · min. income ≈ HK$301,806/mo (50% DSR)
Upfront cash ≈ HK$22.96M (deposit + AVD stamp duty HK$2,205,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,972
−HK$8,535/mo
▼ 0.25% · 3.875%
HK$162,209
−HK$4,298/mo
Today · 4.125%
HK$166,507
baseline
▲ 0.50% · 4.625%
HK$175,284
+HK$8,777/mo
Deposit HK$20.76M · loan HK$31.14M · min. income ≈ HK$333,014/mo (50% DSR)
Upfront cash ≈ HK$22.96M (deposit + AVD stamp duty HK$2,205,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,665
−HK$10,389/mo
▼ 0.25% · 3.875%
HK$170,818
−HK$5,236/mo
Today · 4.125%
HK$176,054
baseline
▲ 0.50% · 4.625%
HK$186,766
+HK$10,712/mo
Deposit HK$15.57M · loan HK$36.33M · min. income ≈ HK$352,108/mo (50% DSR)
Upfront cash ≈ HK$17.77M (deposit + AVD stamp duty HK$2,205,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,301
−HK$9,957/mo
▼ 0.25% · 3.875%
HK$189,244
−HK$5,014/mo
Today · 4.125%
HK$194,258
baseline
▲ 0.50% · 4.625%
HK$204,498
+HK$10,240/mo
Deposit HK$15.57M · loan HK$36.33M · min. income ≈ HK$388,516/mo (50% DSR)
Upfront cash ≈ HK$17.77M (deposit + AVD stamp duty HK$2,205,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,998
−HK$13,357/mo
▼ 0.25% · 3.875%
HK$219,623
−HK$6,732/mo
Today · 4.125%
HK$226,355
baseline
▲ 0.50% · 4.625%
HK$240,128
+HK$13,773/mo
Deposit HK$5.19M · loan HK$46.70M · min. income ≈ HK$452,710/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$2,205,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,958
−HK$12,802/mo
▼ 0.25% · 3.875%
HK$243,313
−HK$6,447/mo
Today · 4.125%
HK$249,760
baseline
▲ 0.50% · 4.625%
HK$262,926
+HK$13,166/mo
Deposit HK$5.19M · loan HK$46.70M · min. income ≈ HK$499,520/mo (50% DSR)
Upfront cash ≈ HK$7.39M (deposit + AVD stamp duty HK$2,205,507 · Scale 2, in force from 26 Feb 2026)