LTV · monthly repayment
▼ 0.50% · 3.625%
HK$118,339
−HK$7,421/mo
▼ 0.25% · 3.875%
HK$122,020
−HK$3,740/mo
Today · 4.125%
HK$125,760
baseline
▲ 0.50% · 4.625%
HK$133,412
+HK$7,652/mo
Deposit HK$25.95M · loan HK$25.95M · min. income ≈ HK$251,520/mo (50% DSR)
Upfront cash ≈ HK$28.15M (deposit + AVD stamp duty HK$2,205,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,651
−HK$7,113/mo
▼ 0.25% · 3.875%
HK$135,182
−HK$3,582/mo
Today · 4.125%
HK$138,764
baseline
▲ 0.50% · 4.625%
HK$146,078
+HK$7,314/mo
Deposit HK$25.95M · loan HK$25.95M · min. income ≈ HK$277,528/mo (50% DSR)
Upfront cash ≈ HK$28.15M (deposit + AVD stamp duty HK$2,205,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,007
−HK$8,905/mo
▼ 0.25% · 3.875%
HK$146,424
−HK$4,488/mo
Today · 4.125%
HK$150,912
baseline
▲ 0.50% · 4.625%
HK$160,095
+HK$9,183/mo
Deposit HK$20.76M · loan HK$31.14M · min. income ≈ HK$301,824/mo (50% DSR)
Upfront cash ≈ HK$22.96M (deposit + AVD stamp duty HK$2,205,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,982
−HK$8,535/mo
▼ 0.25% · 3.875%
HK$162,219
−HK$4,298/mo
Today · 4.125%
HK$166,517
baseline
▲ 0.50% · 4.625%
HK$175,294
+HK$8,777/mo
Deposit HK$20.76M · loan HK$31.14M · min. income ≈ HK$333,034/mo (50% DSR)
Upfront cash ≈ HK$22.96M (deposit + AVD stamp duty HK$2,205,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,675
−HK$10,389/mo
▼ 0.25% · 3.875%
HK$170,828
−HK$5,236/mo
Today · 4.125%
HK$176,064
baseline
▲ 0.50% · 4.625%
HK$186,777
+HK$10,713/mo
Deposit HK$15.57M · loan HK$36.33M · min. income ≈ HK$352,128/mo (50% DSR)
Upfront cash ≈ HK$17.77M (deposit + AVD stamp duty HK$2,205,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,312
−HK$9,958/mo
▼ 0.25% · 3.875%
HK$189,255
−HK$5,015/mo
Today · 4.125%
HK$194,270
baseline
▲ 0.50% · 4.625%
HK$204,510
+HK$10,240/mo
Deposit HK$15.57M · loan HK$36.33M · min. income ≈ HK$388,540/mo (50% DSR)
Upfront cash ≈ HK$17.77M (deposit + AVD stamp duty HK$2,205,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,011
−HK$13,357/mo
▼ 0.25% · 3.875%
HK$219,637
−HK$6,731/mo
Today · 4.125%
HK$226,368
baseline
▲ 0.50% · 4.625%
HK$240,142
+HK$13,774/mo
Deposit HK$5.19M · loan HK$46.71M · min. income ≈ HK$452,736/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$2,205,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,972
−HK$12,803/mo
▼ 0.25% · 3.875%
HK$243,328
−HK$6,447/mo
Today · 4.125%
HK$249,775
baseline
▲ 0.50% · 4.625%
HK$262,941
+HK$13,166/mo
Deposit HK$5.19M · loan HK$46.71M · min. income ≈ HK$499,550/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$2,205,638 · Scale 2, in force from 26 Feb 2026)