LTV · monthly repayment
▼ 0.50% · 3.625%
HK$118,361
−HK$7,423/mo
▼ 0.25% · 3.875%
HK$122,043
−HK$3,741/mo
Today · 4.125%
HK$125,784
baseline
▲ 0.50% · 4.625%
HK$133,437
+HK$7,653/mo
Deposit HK$25.95M · loan HK$25.95M · min. income ≈ HK$251,568/mo (50% DSR)
Upfront cash ≈ HK$28.16M (deposit + AVD stamp duty HK$2,206,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,676
−HK$7,114/mo
▼ 0.25% · 3.875%
HK$135,207
−HK$3,583/mo
Today · 4.125%
HK$138,790
baseline
▲ 0.50% · 4.625%
HK$146,106
+HK$7,316/mo
Deposit HK$25.95M · loan HK$25.95M · min. income ≈ HK$277,580/mo (50% DSR)
Upfront cash ≈ HK$28.16M (deposit + AVD stamp duty HK$2,206,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,034
−HK$8,906/mo
▼ 0.25% · 3.875%
HK$146,452
−HK$4,488/mo
Today · 4.125%
HK$150,940
baseline
▲ 0.50% · 4.625%
HK$160,125
+HK$9,185/mo
Deposit HK$20.76M · loan HK$31.14M · min. income ≈ HK$301,880/mo (50% DSR)
Upfront cash ≈ HK$22.97M (deposit + AVD stamp duty HK$2,206,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,011
−HK$8,537/mo
▼ 0.25% · 3.875%
HK$162,249
−HK$4,299/mo
Today · 4.125%
HK$166,548
baseline
▲ 0.50% · 4.625%
HK$175,327
+HK$8,779/mo
Deposit HK$20.76M · loan HK$31.14M · min. income ≈ HK$333,096/mo (50% DSR)
Upfront cash ≈ HK$22.97M (deposit + AVD stamp duty HK$2,206,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,706
−HK$10,391/mo
▼ 0.25% · 3.875%
HK$170,860
−HK$5,237/mo
Today · 4.125%
HK$176,097
baseline
▲ 0.50% · 4.625%
HK$186,812
+HK$10,715/mo
Deposit HK$15.57M · loan HK$36.33M · min. income ≈ HK$352,194/mo (50% DSR)
Upfront cash ≈ HK$17.78M (deposit + AVD stamp duty HK$2,206,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,346
−HK$9,960/mo
▼ 0.25% · 3.875%
HK$189,290
−HK$5,016/mo
Today · 4.125%
HK$194,306
baseline
▲ 0.50% · 4.625%
HK$204,548
+HK$10,242/mo
Deposit HK$15.57M · loan HK$36.33M · min. income ≈ HK$388,612/mo (50% DSR)
Upfront cash ≈ HK$17.78M (deposit + AVD stamp duty HK$2,206,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,050
−HK$13,360/mo
▼ 0.25% · 3.875%
HK$219,677
−HK$6,733/mo
Today · 4.125%
HK$226,410
baseline
▲ 0.50% · 4.625%
HK$240,187
+HK$13,777/mo
Deposit HK$5.19M · loan HK$46.72M · min. income ≈ HK$452,820/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$2,206,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,016
−HK$12,806/mo
▼ 0.25% · 3.875%
HK$243,373
−HK$6,449/mo
Today · 4.125%
HK$249,822
baseline
▲ 0.50% · 4.625%
HK$262,990
+HK$13,168/mo
Deposit HK$5.19M · loan HK$46.72M · min. income ≈ HK$499,644/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$2,206,048 · Scale 2, in force from 26 Feb 2026)