LTV · monthly repayment
▼ 0.50% · 3.625%
HK$118,367
−HK$7,422/mo
▼ 0.25% · 3.875%
HK$122,049
−HK$3,740/mo
Today · 4.125%
HK$125,789
baseline
▲ 0.50% · 4.625%
HK$133,443
+HK$7,654/mo
Deposit HK$25.95M · loan HK$25.95M · min. income ≈ HK$251,578/mo (50% DSR)
Upfront cash ≈ HK$28.16M (deposit + AVD stamp duty HK$2,206,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,682
−HK$7,114/mo
▼ 0.25% · 3.875%
HK$135,213
−HK$3,583/mo
Today · 4.125%
HK$138,796
baseline
▲ 0.50% · 4.625%
HK$146,112
+HK$7,316/mo
Deposit HK$25.95M · loan HK$25.95M · min. income ≈ HK$277,592/mo (50% DSR)
Upfront cash ≈ HK$28.16M (deposit + AVD stamp duty HK$2,206,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,040
−HK$8,907/mo
▼ 0.25% · 3.875%
HK$146,458
−HK$4,489/mo
Today · 4.125%
HK$150,947
baseline
▲ 0.50% · 4.625%
HK$160,132
+HK$9,185/mo
Deposit HK$20.76M · loan HK$31.15M · min. income ≈ HK$301,894/mo (50% DSR)
Upfront cash ≈ HK$22.97M (deposit + AVD stamp duty HK$2,206,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,018
−HK$8,537/mo
▼ 0.25% · 3.875%
HK$162,256
−HK$4,299/mo
Today · 4.125%
HK$166,555
baseline
▲ 0.50% · 4.625%
HK$175,335
+HK$8,780/mo
Deposit HK$20.76M · loan HK$31.15M · min. income ≈ HK$333,110/mo (50% DSR)
Upfront cash ≈ HK$22.97M (deposit + AVD stamp duty HK$2,206,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,713
−HK$10,392/mo
▼ 0.25% · 3.875%
HK$170,868
−HK$5,237/mo
Today · 4.125%
HK$176,105
baseline
▲ 0.50% · 4.625%
HK$186,821
+HK$10,716/mo
Deposit HK$15.57M · loan HK$36.34M · min. income ≈ HK$352,210/mo (50% DSR)
Upfront cash ≈ HK$17.78M (deposit + AVD stamp duty HK$2,206,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,354
−HK$9,960/mo
▼ 0.25% · 3.875%
HK$189,299
−HK$5,015/mo
Today · 4.125%
HK$194,314
baseline
▲ 0.50% · 4.625%
HK$204,557
+HK$10,243/mo
Deposit HK$15.57M · loan HK$36.34M · min. income ≈ HK$388,628/mo (50% DSR)
Upfront cash ≈ HK$17.78M (deposit + AVD stamp duty HK$2,206,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,060
−HK$13,361/mo
▼ 0.25% · 3.875%
HK$219,687
−HK$6,734/mo
Today · 4.125%
HK$226,421
baseline
▲ 0.50% · 4.625%
HK$240,198
+HK$13,777/mo
Deposit HK$5.19M · loan HK$46.72M · min. income ≈ HK$452,842/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$2,206,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,027
−HK$12,806/mo
▼ 0.25% · 3.875%
HK$243,384
−HK$6,449/mo
Today · 4.125%
HK$249,833
baseline
▲ 0.50% · 4.625%
HK$263,002
+HK$13,169/mo
Deposit HK$5.19M · loan HK$46.72M · min. income ≈ HK$499,666/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$2,206,148 · Scale 2, in force from 26 Feb 2026)