LTV · monthly repayment
▼ 0.50% · 3.625%
HK$118,370
−HK$7,423/mo
▼ 0.25% · 3.875%
HK$122,052
−HK$3,741/mo
Today · 4.125%
HK$125,793
baseline
▲ 0.50% · 4.625%
HK$133,447
+HK$7,654/mo
Deposit HK$25.96M · loan HK$25.96M · min. income ≈ HK$251,586/mo (50% DSR)
Upfront cash ≈ HK$28.16M (deposit + AVD stamp duty HK$2,206,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,686
−HK$7,114/mo
▼ 0.25% · 3.875%
HK$135,217
−HK$3,583/mo
Today · 4.125%
HK$138,800
baseline
▲ 0.50% · 4.625%
HK$146,117
+HK$7,317/mo
Deposit HK$25.96M · loan HK$25.96M · min. income ≈ HK$277,600/mo (50% DSR)
Upfront cash ≈ HK$28.16M (deposit + AVD stamp duty HK$2,206,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,044
−HK$8,908/mo
▼ 0.25% · 3.875%
HK$146,463
−HK$4,489/mo
Today · 4.125%
HK$150,952
baseline
▲ 0.50% · 4.625%
HK$160,137
+HK$9,185/mo
Deposit HK$20.76M · loan HK$31.15M · min. income ≈ HK$301,904/mo (50% DSR)
Upfront cash ≈ HK$22.97M (deposit + AVD stamp duty HK$2,206,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,023
−HK$8,537/mo
▼ 0.25% · 3.875%
HK$162,261
−HK$4,299/mo
Today · 4.125%
HK$166,560
baseline
▲ 0.50% · 4.625%
HK$175,340
+HK$8,780/mo
Deposit HK$20.76M · loan HK$31.15M · min. income ≈ HK$333,120/mo (50% DSR)
Upfront cash ≈ HK$22.97M (deposit + AVD stamp duty HK$2,206,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,718
−HK$10,392/mo
▼ 0.25% · 3.875%
HK$170,873
−HK$5,237/mo
Today · 4.125%
HK$176,110
baseline
▲ 0.50% · 4.625%
HK$186,826
+HK$10,716/mo
Deposit HK$15.57M · loan HK$36.34M · min. income ≈ HK$352,220/mo (50% DSR)
Upfront cash ≈ HK$17.78M (deposit + AVD stamp duty HK$2,206,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,360
−HK$9,960/mo
▼ 0.25% · 3.875%
HK$189,304
−HK$5,016/mo
Today · 4.125%
HK$194,320
baseline
▲ 0.50% · 4.625%
HK$204,563
+HK$10,243/mo
Deposit HK$15.57M · loan HK$36.34M · min. income ≈ HK$388,640/mo (50% DSR)
Upfront cash ≈ HK$17.78M (deposit + AVD stamp duty HK$2,206,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,066
−HK$13,362/mo
▼ 0.25% · 3.875%
HK$219,694
−HK$6,734/mo
Today · 4.125%
HK$226,428
baseline
▲ 0.50% · 4.625%
HK$240,205
+HK$13,777/mo
Deposit HK$5.19M · loan HK$46.72M · min. income ≈ HK$452,856/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$2,206,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,034
−HK$12,806/mo
▼ 0.25% · 3.875%
HK$243,391
−HK$6,449/mo
Today · 4.125%
HK$249,840
baseline
▲ 0.50% · 4.625%
HK$263,010
+HK$13,170/mo
Deposit HK$5.19M · loan HK$46.72M · min. income ≈ HK$499,680/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$2,206,215 · Scale 2, in force from 26 Feb 2026)