LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,839
−HK$742/mo
▼ 0.25% · 3.875%
HK$12,207
−HK$374/mo
Today · 4.125%
HK$12,581
baseline
▲ 0.50% · 4.625%
HK$13,347
+HK$766/mo
Deposit HK$2.60M · loan HK$2.60M · min. income ≈ HK$25,162/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$116,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,170
−HK$712/mo
▼ 0.25% · 3.875%
HK$13,524
−HK$358/mo
Today · 4.125%
HK$13,882
baseline
▲ 0.50% · 4.625%
HK$14,614
+HK$732/mo
Deposit HK$2.60M · loan HK$2.60M · min. income ≈ HK$27,764/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$116,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,206
−HK$891/mo
▼ 0.25% · 3.875%
HK$14,648
−HK$449/mo
Today · 4.125%
HK$15,097
baseline
▲ 0.50% · 4.625%
HK$16,016
+HK$919/mo
Deposit HK$2.08M · loan HK$3.12M · min. income ≈ HK$30,194/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$116,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,804
−HK$854/mo
▼ 0.25% · 3.875%
HK$16,228
−HK$430/mo
Today · 4.125%
HK$16,658
baseline
▲ 0.50% · 4.625%
HK$17,536
+HK$878/mo
Deposit HK$2.08M · loan HK$3.12M · min. income ≈ HK$33,316/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$116,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,574
−HK$1,039/mo
▼ 0.25% · 3.875%
HK$17,090
−HK$523/mo
Today · 4.125%
HK$17,613
baseline
▲ 0.50% · 4.625%
HK$18,685
+HK$1,072/mo
Deposit HK$1.56M · loan HK$3.63M · min. income ≈ HK$35,226/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$116,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,439
−HK$996/mo
▼ 0.25% · 3.875%
HK$18,933
−HK$502/mo
Today · 4.125%
HK$19,435
baseline
▲ 0.50% · 4.625%
HK$20,459
+HK$1,024/mo
Deposit HK$1.56M · loan HK$3.63M · min. income ≈ HK$38,870/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$116,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,310
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$21,972
−HK$674/mo
Today · 4.125%
HK$22,646
baseline
▲ 0.50% · 4.625%
HK$24,024
+HK$1,378/mo
Deposit HK$519K · loan HK$4.67M · min. income ≈ HK$45,292/mo (50% DSR)
Upfront cash ≈ HK$636K (deposit + AVD stamp duty HK$116,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,707
−HK$1,280/mo
▼ 0.25% · 3.875%
HK$24,342
−HK$645/mo
Today · 4.125%
HK$24,987
baseline
▲ 0.50% · 4.625%
HK$26,305
+HK$1,318/mo
Deposit HK$519K · loan HK$4.67M · min. income ≈ HK$49,974/mo (50% DSR)
Upfront cash ≈ HK$636K (deposit + AVD stamp duty HK$116,816 · Scale 2, in force from 26 Feb 2026)