LTV · monthly repayment
▼ 0.50% · 3.625%
HK$118,392
−HK$7,424/mo
▼ 0.25% · 3.875%
HK$122,074
−HK$3,742/mo
Today · 4.125%
HK$125,816
baseline
▲ 0.50% · 4.625%
HK$133,472
+HK$7,656/mo
Deposit HK$25.96M · loan HK$25.96M · min. income ≈ HK$251,632/mo (50% DSR)
Upfront cash ≈ HK$28.17M (deposit + AVD stamp duty HK$2,206,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,710
−HK$7,116/mo
▼ 0.25% · 3.875%
HK$135,242
−HK$3,584/mo
Today · 4.125%
HK$138,826
baseline
▲ 0.50% · 4.625%
HK$146,143
+HK$7,317/mo
Deposit HK$25.96M · loan HK$25.96M · min. income ≈ HK$277,652/mo (50% DSR)
Upfront cash ≈ HK$28.17M (deposit + AVD stamp duty HK$2,206,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,070
−HK$8,909/mo
▼ 0.25% · 3.875%
HK$146,489
−HK$4,490/mo
Today · 4.125%
HK$150,979
baseline
▲ 0.50% · 4.625%
HK$160,166
+HK$9,187/mo
Deposit HK$20.77M · loan HK$31.15M · min. income ≈ HK$301,958/mo (50% DSR)
Upfront cash ≈ HK$22.97M (deposit + AVD stamp duty HK$2,206,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,052
−HK$8,539/mo
▼ 0.25% · 3.875%
HK$162,290
−HK$4,301/mo
Today · 4.125%
HK$166,591
baseline
▲ 0.50% · 4.625%
HK$175,372
+HK$8,781/mo
Deposit HK$20.77M · loan HK$31.15M · min. income ≈ HK$333,182/mo (50% DSR)
Upfront cash ≈ HK$22.97M (deposit + AVD stamp duty HK$2,206,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,748
−HK$10,394/mo
▼ 0.25% · 3.875%
HK$170,904
−HK$5,238/mo
Today · 4.125%
HK$176,142
baseline
▲ 0.50% · 4.625%
HK$186,860
+HK$10,718/mo
Deposit HK$15.58M · loan HK$36.34M · min. income ≈ HK$352,284/mo (50% DSR)
Upfront cash ≈ HK$17.78M (deposit + AVD stamp duty HK$2,206,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,393
−HK$9,963/mo
▼ 0.25% · 3.875%
HK$189,339
−HK$5,017/mo
Today · 4.125%
HK$194,356
baseline
▲ 0.50% · 4.625%
HK$204,600
+HK$10,244/mo
Deposit HK$15.58M · loan HK$36.34M · min. income ≈ HK$388,712/mo (50% DSR)
Upfront cash ≈ HK$17.78M (deposit + AVD stamp duty HK$2,206,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,105
−HK$13,364/mo
▼ 0.25% · 3.875%
HK$219,734
−HK$6,735/mo
Today · 4.125%
HK$226,469
baseline
▲ 0.50% · 4.625%
HK$240,249
+HK$13,780/mo
Deposit HK$5.19M · loan HK$46.73M · min. income ≈ HK$452,938/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$2,206,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,077
−HK$12,809/mo
▼ 0.25% · 3.875%
HK$243,436
−HK$6,450/mo
Today · 4.125%
HK$249,886
baseline
▲ 0.50% · 4.625%
HK$263,058
+HK$13,172/mo
Deposit HK$5.19M · loan HK$46.73M · min. income ≈ HK$499,772/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$2,206,616 · Scale 2, in force from 26 Feb 2026)