LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,840
−HK$743/mo
▼ 0.25% · 3.875%
HK$12,208
−HK$375/mo
Today · 4.125%
HK$12,583
baseline
▲ 0.50% · 4.625%
HK$13,348
+HK$765/mo
Deposit HK$2.60M · loan HK$2.60M · min. income ≈ HK$25,166/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$116,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,172
−HK$712/mo
▼ 0.25% · 3.875%
HK$13,525
−HK$359/mo
Today · 4.125%
HK$13,884
baseline
▲ 0.50% · 4.625%
HK$14,615
+HK$731/mo
Deposit HK$2.60M · loan HK$2.60M · min. income ≈ HK$27,768/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$116,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,208
−HK$891/mo
▼ 0.25% · 3.875%
HK$14,650
−HK$449/mo
Today · 4.125%
HK$15,099
baseline
▲ 0.50% · 4.625%
HK$16,018
+HK$919/mo
Deposit HK$2.08M · loan HK$3.12M · min. income ≈ HK$30,198/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$116,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,806
−HK$854/mo
▼ 0.25% · 3.875%
HK$16,230
−HK$430/mo
Today · 4.125%
HK$16,660
baseline
▲ 0.50% · 4.625%
HK$17,538
+HK$878/mo
Deposit HK$2.08M · loan HK$3.12M · min. income ≈ HK$33,320/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$116,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,576
−HK$1,040/mo
▼ 0.25% · 3.875%
HK$17,092
−HK$524/mo
Today · 4.125%
HK$17,616
baseline
▲ 0.50% · 4.625%
HK$18,687
+HK$1,071/mo
Deposit HK$1.56M · loan HK$3.63M · min. income ≈ HK$35,232/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$116,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,441
−HK$996/mo
▼ 0.25% · 3.875%
HK$18,935
−HK$502/mo
Today · 4.125%
HK$19,437
baseline
▲ 0.50% · 4.625%
HK$20,462
+HK$1,025/mo
Deposit HK$1.56M · loan HK$3.63M · min. income ≈ HK$38,874/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$116,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,312
−HK$1,337/mo
▼ 0.25% · 3.875%
HK$21,975
−HK$674/mo
Today · 4.125%
HK$22,649
baseline
▲ 0.50% · 4.625%
HK$24,027
+HK$1,378/mo
Deposit HK$519K · loan HK$4.67M · min. income ≈ HK$45,298/mo (50% DSR)
Upfront cash ≈ HK$636K (deposit + AVD stamp duty HK$116,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,710
−HK$1,280/mo
▼ 0.25% · 3.875%
HK$24,345
−HK$645/mo
Today · 4.125%
HK$24,990
baseline
▲ 0.50% · 4.625%
HK$26,308
+HK$1,318/mo
Deposit HK$519K · loan HK$4.67M · min. income ≈ HK$49,980/mo (50% DSR)
Upfront cash ≈ HK$636K (deposit + AVD stamp duty HK$116,830 · Scale 2, in force from 26 Feb 2026)