LTV · monthly repayment
▼ 0.50% · 3.625%
HK$118,415
−HK$7,425/mo
▼ 0.25% · 3.875%
HK$122,098
−HK$3,742/mo
Today · 4.125%
HK$125,840
baseline
▲ 0.50% · 4.625%
HK$133,497
+HK$7,657/mo
Deposit HK$25.97M · loan HK$25.97M · min. income ≈ HK$251,680/mo (50% DSR)
Upfront cash ≈ HK$28.17M (deposit + AVD stamp duty HK$2,207,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,735
−HK$7,117/mo
▼ 0.25% · 3.875%
HK$135,268
−HK$3,584/mo
Today · 4.125%
HK$138,852
baseline
▲ 0.50% · 4.625%
HK$146,171
+HK$7,319/mo
Deposit HK$25.97M · loan HK$25.97M · min. income ≈ HK$277,704/mo (50% DSR)
Upfront cash ≈ HK$28.17M (deposit + AVD stamp duty HK$2,207,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,097
−HK$8,911/mo
▼ 0.25% · 3.875%
HK$146,517
−HK$4,491/mo
Today · 4.125%
HK$151,008
baseline
▲ 0.50% · 4.625%
HK$160,197
+HK$9,189/mo
Deposit HK$20.77M · loan HK$31.16M · min. income ≈ HK$302,016/mo (50% DSR)
Upfront cash ≈ HK$22.98M (deposit + AVD stamp duty HK$2,207,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,082
−HK$8,541/mo
▼ 0.25% · 3.875%
HK$162,322
−HK$4,301/mo
Today · 4.125%
HK$166,623
baseline
▲ 0.50% · 4.625%
HK$175,406
+HK$8,783/mo
Deposit HK$20.77M · loan HK$31.16M · min. income ≈ HK$333,246/mo (50% DSR)
Upfront cash ≈ HK$22.98M (deposit + AVD stamp duty HK$2,207,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,780
−HK$10,396/mo
▼ 0.25% · 3.875%
HK$170,937
−HK$5,239/mo
Today · 4.125%
HK$176,176
baseline
▲ 0.50% · 4.625%
HK$186,896
+HK$10,720/mo
Deposit HK$15.58M · loan HK$36.35M · min. income ≈ HK$352,352/mo (50% DSR)
Upfront cash ≈ HK$17.79M (deposit + AVD stamp duty HK$2,207,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,429
−HK$9,964/mo
▼ 0.25% · 3.875%
HK$189,375
−HK$5,018/mo
Today · 4.125%
HK$194,393
baseline
▲ 0.50% · 4.625%
HK$204,640
+HK$10,247/mo
Deposit HK$15.58M · loan HK$36.35M · min. income ≈ HK$388,786/mo (50% DSR)
Upfront cash ≈ HK$17.79M (deposit + AVD stamp duty HK$2,207,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,146
−HK$13,366/mo
▼ 0.25% · 3.875%
HK$219,776
−HK$6,736/mo
Today · 4.125%
HK$226,512
baseline
▲ 0.50% · 4.625%
HK$240,295
+HK$13,783/mo
Deposit HK$5.19M · loan HK$46.74M · min. income ≈ HK$453,024/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$2,207,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,123
−HK$12,811/mo
▼ 0.25% · 3.875%
HK$243,482
−HK$6,452/mo
Today · 4.125%
HK$249,934
baseline
▲ 0.50% · 4.625%
HK$263,108
+HK$13,174/mo
Deposit HK$5.19M · loan HK$46.74M · min. income ≈ HK$499,868/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$2,207,040 · Scale 2, in force from 26 Feb 2026)