LTV · monthly repayment
▼ 0.50% · 3.625%
HK$118,440
−HK$7,427/mo
▼ 0.25% · 3.875%
HK$122,124
−HK$3,743/mo
Today · 4.125%
HK$125,867
baseline
▲ 0.50% · 4.625%
HK$133,526
+HK$7,659/mo
Deposit HK$25.97M · loan HK$25.97M · min. income ≈ HK$251,734/mo (50% DSR)
Upfront cash ≈ HK$28.18M (deposit + AVD stamp duty HK$2,207,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,763
−HK$7,119/mo
▼ 0.25% · 3.875%
HK$135,297
−HK$3,585/mo
Today · 4.125%
HK$138,882
baseline
▲ 0.50% · 4.625%
HK$146,203
+HK$7,321/mo
Deposit HK$25.97M · loan HK$25.97M · min. income ≈ HK$277,764/mo (50% DSR)
Upfront cash ≈ HK$28.18M (deposit + AVD stamp duty HK$2,207,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,128
−HK$8,912/mo
▼ 0.25% · 3.875%
HK$146,549
−HK$4,491/mo
Today · 4.125%
HK$151,040
baseline
▲ 0.50% · 4.625%
HK$160,231
+HK$9,191/mo
Deposit HK$20.78M · loan HK$31.16M · min. income ≈ HK$302,080/mo (50% DSR)
Upfront cash ≈ HK$22.98M (deposit + AVD stamp duty HK$2,207,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,116
−HK$8,542/mo
▼ 0.25% · 3.875%
HK$162,356
−HK$4,302/mo
Today · 4.125%
HK$166,658
baseline
▲ 0.50% · 4.625%
HK$175,443
+HK$8,785/mo
Deposit HK$20.78M · loan HK$31.16M · min. income ≈ HK$333,316/mo (50% DSR)
Upfront cash ≈ HK$22.98M (deposit + AVD stamp duty HK$2,207,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,816
−HK$10,398/mo
▼ 0.25% · 3.875%
HK$170,974
−HK$5,240/mo
Today · 4.125%
HK$176,214
baseline
▲ 0.50% · 4.625%
HK$186,936
+HK$10,722/mo
Deposit HK$15.58M · loan HK$36.36M · min. income ≈ HK$352,428/mo (50% DSR)
Upfront cash ≈ HK$17.79M (deposit + AVD stamp duty HK$2,207,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,468
−HK$9,967/mo
▼ 0.25% · 3.875%
HK$189,416
−HK$5,019/mo
Today · 4.125%
HK$194,435
baseline
▲ 0.50% · 4.625%
HK$204,684
+HK$10,249/mo
Deposit HK$15.58M · loan HK$36.36M · min. income ≈ HK$388,870/mo (50% DSR)
Upfront cash ≈ HK$17.79M (deposit + AVD stamp duty HK$2,207,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,192
−HK$13,369/mo
▼ 0.25% · 3.875%
HK$219,823
−HK$6,738/mo
Today · 4.125%
HK$226,561
baseline
▲ 0.50% · 4.625%
HK$240,346
+HK$13,785/mo
Deposit HK$5.19M · loan HK$46.75M · min. income ≈ HK$453,122/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$2,207,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,174
−HK$12,813/mo
▼ 0.25% · 3.875%
HK$243,534
−HK$6,453/mo
Today · 4.125%
HK$249,987
baseline
▲ 0.50% · 4.625%
HK$263,165
+HK$13,178/mo
Deposit HK$5.19M · loan HK$46.75M · min. income ≈ HK$499,974/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$2,207,512 · Scale 2, in force from 26 Feb 2026)