LTV · monthly repayment
▼ 0.50% · 3.625%
HK$118,442
−HK$7,427/mo
▼ 0.25% · 3.875%
HK$122,126
−HK$3,743/mo
Today · 4.125%
HK$125,869
baseline
▲ 0.50% · 4.625%
HK$133,528
+HK$7,659/mo
Deposit HK$25.97M · loan HK$25.97M · min. income ≈ HK$251,738/mo (50% DSR)
Upfront cash ≈ HK$28.18M (deposit + AVD stamp duty HK$2,207,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,766
−HK$7,118/mo
▼ 0.25% · 3.875%
HK$135,299
−HK$3,585/mo
Today · 4.125%
HK$138,884
baseline
▲ 0.50% · 4.625%
HK$146,205
+HK$7,321/mo
Deposit HK$25.97M · loan HK$25.97M · min. income ≈ HK$277,768/mo (50% DSR)
Upfront cash ≈ HK$28.18M (deposit + AVD stamp duty HK$2,207,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,130
−HK$8,913/mo
▼ 0.25% · 3.875%
HK$146,551
−HK$4,492/mo
Today · 4.125%
HK$151,043
baseline
▲ 0.50% · 4.625%
HK$160,234
+HK$9,191/mo
Deposit HK$20.78M · loan HK$31.17M · min. income ≈ HK$302,086/mo (50% DSR)
Upfront cash ≈ HK$22.98M (deposit + AVD stamp duty HK$2,207,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,119
−HK$8,542/mo
▼ 0.25% · 3.875%
HK$162,359
−HK$4,302/mo
Today · 4.125%
HK$166,661
baseline
▲ 0.50% · 4.625%
HK$175,446
+HK$8,785/mo
Deposit HK$20.78M · loan HK$31.17M · min. income ≈ HK$333,322/mo (50% DSR)
Upfront cash ≈ HK$22.98M (deposit + AVD stamp duty HK$2,207,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,819
−HK$10,398/mo
▼ 0.25% · 3.875%
HK$170,977
−HK$5,240/mo
Today · 4.125%
HK$176,217
baseline
▲ 0.50% · 4.625%
HK$186,939
+HK$10,722/mo
Deposit HK$15.58M · loan HK$36.36M · min. income ≈ HK$352,434/mo (50% DSR)
Upfront cash ≈ HK$17.79M (deposit + AVD stamp duty HK$2,207,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,472
−HK$9,966/mo
▼ 0.25% · 3.875%
HK$189,419
−HK$5,019/mo
Today · 4.125%
HK$194,438
baseline
▲ 0.50% · 4.625%
HK$204,687
+HK$10,249/mo
Deposit HK$15.58M · loan HK$36.36M · min. income ≈ HK$388,876/mo (50% DSR)
Upfront cash ≈ HK$17.79M (deposit + AVD stamp duty HK$2,207,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,196
−HK$13,369/mo
▼ 0.25% · 3.875%
HK$219,827
−HK$6,738/mo
Today · 4.125%
HK$226,565
baseline
▲ 0.50% · 4.625%
HK$240,351
+HK$13,786/mo
Deposit HK$5.19M · loan HK$46.75M · min. income ≈ HK$453,130/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$2,207,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,178
−HK$12,814/mo
▼ 0.25% · 3.875%
HK$243,539
−HK$6,453/mo
Today · 4.125%
HK$249,992
baseline
▲ 0.50% · 4.625%
HK$263,169
+HK$13,177/mo
Deposit HK$5.19M · loan HK$46.75M · min. income ≈ HK$499,984/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$2,207,552 · Scale 2, in force from 26 Feb 2026)