LTV · monthly repayment
▼ 0.50% · 3.625%
HK$118,452
−HK$7,428/mo
▼ 0.25% · 3.875%
HK$122,137
−HK$3,743/mo
Today · 4.125%
HK$125,880
baseline
▲ 0.50% · 4.625%
HK$133,540
+HK$7,660/mo
Deposit HK$25.97M · loan HK$25.97M · min. income ≈ HK$251,760/mo (50% DSR)
Upfront cash ≈ HK$28.18M (deposit + AVD stamp duty HK$2,207,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,777
−HK$7,119/mo
▼ 0.25% · 3.875%
HK$135,311
−HK$3,585/mo
Today · 4.125%
HK$138,896
baseline
▲ 0.50% · 4.625%
HK$146,218
+HK$7,322/mo
Deposit HK$25.97M · loan HK$25.97M · min. income ≈ HK$277,792/mo (50% DSR)
Upfront cash ≈ HK$28.18M (deposit + AVD stamp duty HK$2,207,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,143
−HK$8,913/mo
▼ 0.25% · 3.875%
HK$146,564
−HK$4,492/mo
Today · 4.125%
HK$151,056
baseline
▲ 0.50% · 4.625%
HK$160,248
+HK$9,192/mo
Deposit HK$20.78M · loan HK$31.17M · min. income ≈ HK$302,112/mo (50% DSR)
Upfront cash ≈ HK$22.99M (deposit + AVD stamp duty HK$2,207,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,132
−HK$8,544/mo
▼ 0.25% · 3.875%
HK$162,373
−HK$4,303/mo
Today · 4.125%
HK$166,676
baseline
▲ 0.50% · 4.625%
HK$175,461
+HK$8,785/mo
Deposit HK$20.78M · loan HK$31.17M · min. income ≈ HK$333,352/mo (50% DSR)
Upfront cash ≈ HK$22.99M (deposit + AVD stamp duty HK$2,207,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,833
−HK$10,399/mo
▼ 0.25% · 3.875%
HK$170,992
−HK$5,240/mo
Today · 4.125%
HK$176,232
baseline
▲ 0.50% · 4.625%
HK$186,956
+HK$10,724/mo
Deposit HK$15.58M · loan HK$36.36M · min. income ≈ HK$352,464/mo (50% DSR)
Upfront cash ≈ HK$17.79M (deposit + AVD stamp duty HK$2,207,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,488
−HK$9,967/mo
▼ 0.25% · 3.875%
HK$189,436
−HK$5,019/mo
Today · 4.125%
HK$194,455
baseline
▲ 0.50% · 4.625%
HK$204,705
+HK$10,250/mo
Deposit HK$15.58M · loan HK$36.36M · min. income ≈ HK$388,910/mo (50% DSR)
Upfront cash ≈ HK$17.79M (deposit + AVD stamp duty HK$2,207,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,214
−HK$13,371/mo
▼ 0.25% · 3.875%
HK$219,846
−HK$6,739/mo
Today · 4.125%
HK$226,585
baseline
▲ 0.50% · 4.625%
HK$240,372
+HK$13,787/mo
Deposit HK$5.19M · loan HK$46.75M · min. income ≈ HK$453,170/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$2,207,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,199
−HK$12,815/mo
▼ 0.25% · 3.875%
HK$243,560
−HK$6,454/mo
Today · 4.125%
HK$250,014
baseline
▲ 0.50% · 4.625%
HK$263,192
+HK$13,178/mo
Deposit HK$5.19M · loan HK$46.75M · min. income ≈ HK$500,028/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$2,207,744 · Scale 2, in force from 26 Feb 2026)