LTV · monthly repayment
▼ 0.50% · 3.625%
HK$118,471
−HK$7,429/mo
▼ 0.25% · 3.875%
HK$122,156
−HK$3,744/mo
Today · 4.125%
HK$125,900
baseline
▲ 0.50% · 4.625%
HK$133,561
+HK$7,661/mo
Deposit HK$25.98M · loan HK$25.98M · min. income ≈ HK$251,800/mo (50% DSR)
Upfront cash ≈ HK$28.19M (deposit + AVD stamp duty HK$2,208,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,798
−HK$7,120/mo
▼ 0.25% · 3.875%
HK$135,333
−HK$3,585/mo
Today · 4.125%
HK$138,918
baseline
▲ 0.50% · 4.625%
HK$146,241
+HK$7,323/mo
Deposit HK$25.98M · loan HK$25.98M · min. income ≈ HK$277,836/mo (50% DSR)
Upfront cash ≈ HK$28.19M (deposit + AVD stamp duty HK$2,208,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,165
−HK$8,915/mo
▼ 0.25% · 3.875%
HK$146,587
−HK$4,493/mo
Today · 4.125%
HK$151,080
baseline
▲ 0.50% · 4.625%
HK$160,273
+HK$9,193/mo
Deposit HK$20.78M · loan HK$31.17M · min. income ≈ HK$302,160/mo (50% DSR)
Upfront cash ≈ HK$22.99M (deposit + AVD stamp duty HK$2,208,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,157
−HK$8,545/mo
▼ 0.25% · 3.875%
HK$162,399
−HK$4,303/mo
Today · 4.125%
HK$166,702
baseline
▲ 0.50% · 4.625%
HK$175,489
+HK$8,787/mo
Deposit HK$20.78M · loan HK$31.17M · min. income ≈ HK$333,404/mo (50% DSR)
Upfront cash ≈ HK$22.99M (deposit + AVD stamp duty HK$2,208,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,859
−HK$10,401/mo
▼ 0.25% · 3.875%
HK$171,019
−HK$5,241/mo
Today · 4.125%
HK$176,260
baseline
▲ 0.50% · 4.625%
HK$186,985
+HK$10,725/mo
Deposit HK$15.59M · loan HK$36.37M · min. income ≈ HK$352,520/mo (50% DSR)
Upfront cash ≈ HK$17.79M (deposit + AVD stamp duty HK$2,208,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,517
−HK$9,969/mo
▼ 0.25% · 3.875%
HK$189,466
−HK$5,020/mo
Today · 4.125%
HK$194,486
baseline
▲ 0.50% · 4.625%
HK$204,737
+HK$10,251/mo
Deposit HK$15.59M · loan HK$36.37M · min. income ≈ HK$388,972/mo (50% DSR)
Upfront cash ≈ HK$17.79M (deposit + AVD stamp duty HK$2,208,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,248
−HK$13,372/mo
▼ 0.25% · 3.875%
HK$219,881
−HK$6,739/mo
Today · 4.125%
HK$226,620
baseline
▲ 0.50% · 4.625%
HK$240,410
+HK$13,790/mo
Deposit HK$5.20M · loan HK$46.76M · min. income ≈ HK$453,240/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$2,208,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,236
−HK$12,817/mo
▼ 0.25% · 3.875%
HK$243,599
−HK$6,454/mo
Today · 4.125%
HK$250,053
baseline
▲ 0.50% · 4.625%
HK$263,234
+HK$13,181/mo
Deposit HK$5.20M · loan HK$46.76M · min. income ≈ HK$500,106/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$2,208,094 · Scale 2, in force from 26 Feb 2026)