LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,847
−HK$743/mo
▼ 0.25% · 3.875%
HK$12,216
−HK$374/mo
Today · 4.125%
HK$12,590
baseline
▲ 0.50% · 4.625%
HK$13,356
+HK$766/mo
Deposit HK$2.60M · loan HK$2.60M · min. income ≈ HK$25,180/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$116,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,180
−HK$712/mo
▼ 0.25% · 3.875%
HK$13,533
−HK$359/mo
Today · 4.125%
HK$13,892
baseline
▲ 0.50% · 4.625%
HK$14,624
+HK$732/mo
Deposit HK$2.60M · loan HK$2.60M · min. income ≈ HK$27,784/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$116,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,217
−HK$891/mo
▼ 0.25% · 3.875%
HK$14,659
−HK$449/mo
Today · 4.125%
HK$15,108
baseline
▲ 0.50% · 4.625%
HK$16,028
+HK$920/mo
Deposit HK$2.08M · loan HK$3.12M · min. income ≈ HK$30,216/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$116,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,816
−HK$854/mo
▼ 0.25% · 3.875%
HK$16,240
−HK$430/mo
Today · 4.125%
HK$16,670
baseline
▲ 0.50% · 4.625%
HK$17,549
+HK$879/mo
Deposit HK$2.08M · loan HK$3.12M · min. income ≈ HK$33,340/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$116,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,586
−HK$1,040/mo
▼ 0.25% · 3.875%
HK$17,102
−HK$524/mo
Today · 4.125%
HK$17,626
baseline
▲ 0.50% · 4.625%
HK$18,699
+HK$1,073/mo
Deposit HK$1.56M · loan HK$3.64M · min. income ≈ HK$35,252/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$116,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,452
−HK$997/mo
▼ 0.25% · 3.875%
HK$18,947
−HK$502/mo
Today · 4.125%
HK$19,449
baseline
▲ 0.50% · 4.625%
HK$20,474
+HK$1,025/mo
Deposit HK$1.56M · loan HK$3.64M · min. income ≈ HK$38,898/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$116,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,325
−HK$1,337/mo
▼ 0.25% · 3.875%
HK$21,988
−HK$674/mo
Today · 4.125%
HK$22,662
baseline
▲ 0.50% · 4.625%
HK$24,041
+HK$1,379/mo
Deposit HK$520K · loan HK$4.68M · min. income ≈ HK$45,324/mo (50% DSR)
Upfront cash ≈ HK$636K (deposit + AVD stamp duty HK$116,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,724
−HK$1,282/mo
▼ 0.25% · 3.875%
HK$24,360
−HK$646/mo
Today · 4.125%
HK$25,006
baseline
▲ 0.50% · 4.625%
HK$26,324
+HK$1,318/mo
Deposit HK$520K · loan HK$4.68M · min. income ≈ HK$50,012/mo (50% DSR)
Upfront cash ≈ HK$636K (deposit + AVD stamp duty HK$116,901 · Scale 2, in force from 26 Feb 2026)