LTV · monthly repayment
▼ 0.50% · 3.625%
HK$118,476
−HK$7,430/mo
▼ 0.25% · 3.875%
HK$122,161
−HK$3,745/mo
Today · 4.125%
HK$125,906
baseline
▲ 0.50% · 4.625%
HK$133,567
+HK$7,661/mo
Deposit HK$25.98M · loan HK$25.98M · min. income ≈ HK$251,812/mo (50% DSR)
Upfront cash ≈ HK$28.19M (deposit + AVD stamp duty HK$2,208,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,803
−HK$7,121/mo
▼ 0.25% · 3.875%
HK$135,338
−HK$3,586/mo
Today · 4.125%
HK$138,924
baseline
▲ 0.50% · 4.625%
HK$146,247
+HK$7,323/mo
Deposit HK$25.98M · loan HK$25.98M · min. income ≈ HK$277,848/mo (50% DSR)
Upfront cash ≈ HK$28.19M (deposit + AVD stamp duty HK$2,208,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,171
−HK$8,916/mo
▼ 0.25% · 3.875%
HK$146,594
−HK$4,493/mo
Today · 4.125%
HK$151,087
baseline
▲ 0.50% · 4.625%
HK$160,280
+HK$9,193/mo
Deposit HK$20.78M · loan HK$31.17M · min. income ≈ HK$302,174/mo (50% DSR)
Upfront cash ≈ HK$22.99M (deposit + AVD stamp duty HK$2,208,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,164
−HK$8,545/mo
▼ 0.25% · 3.875%
HK$162,406
−HK$4,303/mo
Today · 4.125%
HK$166,709
baseline
▲ 0.50% · 4.625%
HK$175,497
+HK$8,788/mo
Deposit HK$20.78M · loan HK$31.17M · min. income ≈ HK$333,418/mo (50% DSR)
Upfront cash ≈ HK$22.99M (deposit + AVD stamp duty HK$2,208,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,866
−HK$10,402/mo
▼ 0.25% · 3.875%
HK$171,026
−HK$5,242/mo
Today · 4.125%
HK$176,268
baseline
▲ 0.50% · 4.625%
HK$186,993
+HK$10,725/mo
Deposit HK$15.59M · loan HK$36.37M · min. income ≈ HK$352,536/mo (50% DSR)
Upfront cash ≈ HK$17.80M (deposit + AVD stamp duty HK$2,208,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,525
−HK$9,969/mo
▼ 0.25% · 3.875%
HK$189,474
−HK$5,020/mo
Today · 4.125%
HK$194,494
baseline
▲ 0.50% · 4.625%
HK$204,746
+HK$10,252/mo
Deposit HK$15.59M · loan HK$36.37M · min. income ≈ HK$388,988/mo (50% DSR)
Upfront cash ≈ HK$17.80M (deposit + AVD stamp duty HK$2,208,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,257
−HK$13,373/mo
▼ 0.25% · 3.875%
HK$219,890
−HK$6,740/mo
Today · 4.125%
HK$226,630
baseline
▲ 0.50% · 4.625%
HK$240,420
+HK$13,790/mo
Deposit HK$5.20M · loan HK$46.76M · min. income ≈ HK$453,260/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$2,208,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,246
−HK$12,818/mo
▼ 0.25% · 3.875%
HK$243,609
−HK$6,455/mo
Today · 4.125%
HK$250,064
baseline
▲ 0.50% · 4.625%
HK$263,245
+HK$13,181/mo
Deposit HK$5.20M · loan HK$46.76M · min. income ≈ HK$500,128/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$2,208,187 · Scale 2, in force from 26 Feb 2026)