LTV · monthly repayment
▼ 0.50% · 3.625%
HK$118,485
−HK$7,430/mo
▼ 0.25% · 3.875%
HK$122,171
−HK$3,744/mo
Today · 4.125%
HK$125,915
baseline
▲ 0.50% · 4.625%
HK$133,577
+HK$7,662/mo
Deposit HK$25.98M · loan HK$25.98M · min. income ≈ HK$251,830/mo (50% DSR)
Upfront cash ≈ HK$28.19M (deposit + AVD stamp duty HK$2,208,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,814
−HK$7,121/mo
▼ 0.25% · 3.875%
HK$135,349
−HK$3,586/mo
Today · 4.125%
HK$138,935
baseline
▲ 0.50% · 4.625%
HK$146,259
+HK$7,324/mo
Deposit HK$25.98M · loan HK$25.98M · min. income ≈ HK$277,870/mo (50% DSR)
Upfront cash ≈ HK$28.19M (deposit + AVD stamp duty HK$2,208,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,182
−HK$8,916/mo
▼ 0.25% · 3.875%
HK$146,605
−HK$4,493/mo
Today · 4.125%
HK$151,098
baseline
▲ 0.50% · 4.625%
HK$160,292
+HK$9,194/mo
Deposit HK$20.78M · loan HK$31.18M · min. income ≈ HK$302,196/mo (50% DSR)
Upfront cash ≈ HK$22.99M (deposit + AVD stamp duty HK$2,208,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,176
−HK$8,546/mo
▼ 0.25% · 3.875%
HK$162,419
−HK$4,303/mo
Today · 4.125%
HK$166,722
baseline
▲ 0.50% · 4.625%
HK$175,510
+HK$8,788/mo
Deposit HK$20.78M · loan HK$31.18M · min. income ≈ HK$333,444/mo (50% DSR)
Upfront cash ≈ HK$22.99M (deposit + AVD stamp duty HK$2,208,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,879
−HK$10,402/mo
▼ 0.25% · 3.875%
HK$171,039
−HK$5,242/mo
Today · 4.125%
HK$176,281
baseline
▲ 0.50% · 4.625%
HK$187,008
+HK$10,727/mo
Deposit HK$15.59M · loan HK$36.37M · min. income ≈ HK$352,562/mo (50% DSR)
Upfront cash ≈ HK$17.80M (deposit + AVD stamp duty HK$2,208,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,539
−HK$9,970/mo
▼ 0.25% · 3.875%
HK$189,488
−HK$5,021/mo
Today · 4.125%
HK$194,509
baseline
▲ 0.50% · 4.625%
HK$204,762
+HK$10,253/mo
Deposit HK$15.59M · loan HK$36.37M · min. income ≈ HK$389,018/mo (50% DSR)
Upfront cash ≈ HK$17.80M (deposit + AVD stamp duty HK$2,208,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,273
−HK$13,375/mo
▼ 0.25% · 3.875%
HK$219,907
−HK$6,741/mo
Today · 4.125%
HK$226,648
baseline
▲ 0.50% · 4.625%
HK$240,438
+HK$13,790/mo
Deposit HK$5.20M · loan HK$46.77M · min. income ≈ HK$453,296/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$2,208,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,265
−HK$12,818/mo
▼ 0.25% · 3.875%
HK$243,628
−HK$6,455/mo
Today · 4.125%
HK$250,083
baseline
▲ 0.50% · 4.625%
HK$263,265
+HK$13,182/mo
Deposit HK$5.20M · loan HK$46.77M · min. income ≈ HK$500,166/mo (50% DSR)
Upfront cash ≈ HK$7.40M (deposit + AVD stamp duty HK$2,208,358 · Scale 2, in force from 26 Feb 2026)