LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,849
−HK$743/mo
▼ 0.25% · 3.875%
HK$12,217
−HK$375/mo
Today · 4.125%
HK$12,592
baseline
▲ 0.50% · 4.625%
HK$13,358
+HK$766/mo
Deposit HK$2.60M · loan HK$2.60M · min. income ≈ HK$25,184/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$116,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,182
−HK$712/mo
▼ 0.25% · 3.875%
HK$13,535
−HK$359/mo
Today · 4.125%
HK$13,894
baseline
▲ 0.50% · 4.625%
HK$14,626
+HK$732/mo
Deposit HK$2.60M · loan HK$2.60M · min. income ≈ HK$27,788/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$116,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,219
−HK$891/mo
▼ 0.25% · 3.875%
HK$14,661
−HK$449/mo
Today · 4.125%
HK$15,110
baseline
▲ 0.50% · 4.625%
HK$16,030
+HK$920/mo
Deposit HK$2.08M · loan HK$3.12M · min. income ≈ HK$30,220/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$116,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,818
−HK$855/mo
▼ 0.25% · 3.875%
HK$16,242
−HK$431/mo
Today · 4.125%
HK$16,673
baseline
▲ 0.50% · 4.625%
HK$17,552
+HK$879/mo
Deposit HK$2.08M · loan HK$3.12M · min. income ≈ HK$33,346/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$116,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,588
−HK$1,041/mo
▼ 0.25% · 3.875%
HK$17,104
−HK$525/mo
Today · 4.125%
HK$17,629
baseline
▲ 0.50% · 4.625%
HK$18,701
+HK$1,072/mo
Deposit HK$1.56M · loan HK$3.64M · min. income ≈ HK$35,258/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$116,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,455
−HK$997/mo
▼ 0.25% · 3.875%
HK$18,949
−HK$503/mo
Today · 4.125%
HK$19,452
baseline
▲ 0.50% · 4.625%
HK$20,477
+HK$1,025/mo
Deposit HK$1.56M · loan HK$3.64M · min. income ≈ HK$38,904/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$116,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,328
−HK$1,337/mo
▼ 0.25% · 3.875%
HK$21,991
−HK$674/mo
Today · 4.125%
HK$22,665
baseline
▲ 0.50% · 4.625%
HK$24,045
+HK$1,380/mo
Deposit HK$520K · loan HK$4.68M · min. income ≈ HK$45,330/mo (50% DSR)
Upfront cash ≈ HK$637K (deposit + AVD stamp duty HK$116,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,727
−HK$1,282/mo
▼ 0.25% · 3.875%
HK$24,364
−HK$645/mo
Today · 4.125%
HK$25,009
baseline
▲ 0.50% · 4.625%
HK$26,327
+HK$1,318/mo
Deposit HK$520K · loan HK$4.68M · min. income ≈ HK$50,018/mo (50% DSR)
Upfront cash ≈ HK$637K (deposit + AVD stamp duty HK$116,917 · Scale 2, in force from 26 Feb 2026)