LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,850
−HK$743/mo
▼ 0.25% · 3.875%
HK$12,218
−HK$375/mo
Today · 4.125%
HK$12,593
baseline
▲ 0.50% · 4.625%
HK$13,359
+HK$766/mo
Deposit HK$2.60M · loan HK$2.60M · min. income ≈ HK$25,186/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$116,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,183
−HK$712/mo
▼ 0.25% · 3.875%
HK$13,536
−HK$359/mo
Today · 4.125%
HK$13,895
baseline
▲ 0.50% · 4.625%
HK$14,627
+HK$732/mo
Deposit HK$2.60M · loan HK$2.60M · min. income ≈ HK$27,790/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$116,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,219
−HK$892/mo
▼ 0.25% · 3.875%
HK$14,662
−HK$449/mo
Today · 4.125%
HK$15,111
baseline
▲ 0.50% · 4.625%
HK$16,031
+HK$920/mo
Deposit HK$2.08M · loan HK$3.12M · min. income ≈ HK$30,222/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$116,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,819
−HK$855/mo
▼ 0.25% · 3.875%
HK$16,243
−HK$431/mo
Today · 4.125%
HK$16,674
baseline
▲ 0.50% · 4.625%
HK$17,553
+HK$879/mo
Deposit HK$2.08M · loan HK$3.12M · min. income ≈ HK$33,348/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$116,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,589
−HK$1,041/mo
▼ 0.25% · 3.875%
HK$17,105
−HK$525/mo
Today · 4.125%
HK$17,630
baseline
▲ 0.50% · 4.625%
HK$18,702
+HK$1,072/mo
Deposit HK$1.56M · loan HK$3.64M · min. income ≈ HK$35,260/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$116,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,456
−HK$997/mo
▼ 0.25% · 3.875%
HK$18,951
−HK$502/mo
Today · 4.125%
HK$19,453
baseline
▲ 0.50% · 4.625%
HK$20,478
+HK$1,025/mo
Deposit HK$1.56M · loan HK$3.64M · min. income ≈ HK$38,906/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$116,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,329
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$21,993
−HK$674/mo
Today · 4.125%
HK$22,667
baseline
▲ 0.50% · 4.625%
HK$24,046
+HK$1,379/mo
Deposit HK$520K · loan HK$4.68M · min. income ≈ HK$45,334/mo (50% DSR)
Upfront cash ≈ HK$637K (deposit + AVD stamp duty HK$116,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,729
−HK$1,282/mo
▼ 0.25% · 3.875%
HK$24,365
−HK$646/mo
Today · 4.125%
HK$25,011
baseline
▲ 0.50% · 4.625%
HK$26,329
+HK$1,318/mo
Deposit HK$520K · loan HK$4.68M · min. income ≈ HK$50,022/mo (50% DSR)
Upfront cash ≈ HK$637K (deposit + AVD stamp duty HK$116,924 · Scale 2, in force from 26 Feb 2026)