LTV · monthly repayment
▼ 0.50% · 3.625%
HK$118,513
−HK$7,432/mo
▼ 0.25% · 3.875%
HK$122,199
−HK$3,746/mo
Today · 4.125%
HK$125,945
baseline
▲ 0.50% · 4.625%
HK$133,608
+HK$7,663/mo
Deposit HK$25.99M · loan HK$25.99M · min. income ≈ HK$251,890/mo (50% DSR)
Upfront cash ≈ HK$28.20M (deposit + AVD stamp duty HK$2,208,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,845
−HK$7,123/mo
▼ 0.25% · 3.875%
HK$135,381
−HK$3,587/mo
Today · 4.125%
HK$138,968
baseline
▲ 0.50% · 4.625%
HK$146,293
+HK$7,325/mo
Deposit HK$25.99M · loan HK$25.99M · min. income ≈ HK$277,936/mo (50% DSR)
Upfront cash ≈ HK$28.20M (deposit + AVD stamp duty HK$2,208,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,216
−HK$8,918/mo
▼ 0.25% · 3.875%
HK$146,639
−HK$4,495/mo
Today · 4.125%
HK$151,134
baseline
▲ 0.50% · 4.625%
HK$160,330
+HK$9,196/mo
Deposit HK$20.79M · loan HK$31.18M · min. income ≈ HK$302,268/mo (50% DSR)
Upfront cash ≈ HK$23.00M (deposit + AVD stamp duty HK$2,208,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,213
−HK$8,548/mo
▼ 0.25% · 3.875%
HK$162,457
−HK$4,304/mo
Today · 4.125%
HK$166,761
baseline
▲ 0.50% · 4.625%
HK$175,551
+HK$8,790/mo
Deposit HK$20.79M · loan HK$31.18M · min. income ≈ HK$333,522/mo (50% DSR)
Upfront cash ≈ HK$23.00M (deposit + AVD stamp duty HK$2,208,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,918
−HK$10,405/mo
▼ 0.25% · 3.875%
HK$171,079
−HK$5,244/mo
Today · 4.125%
HK$176,323
baseline
▲ 0.50% · 4.625%
HK$187,052
+HK$10,729/mo
Deposit HK$15.59M · loan HK$36.38M · min. income ≈ HK$352,646/mo (50% DSR)
Upfront cash ≈ HK$17.80M (deposit + AVD stamp duty HK$2,208,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,582
−HK$9,973/mo
▼ 0.25% · 3.875%
HK$189,533
−HK$5,022/mo
Today · 4.125%
HK$194,555
baseline
▲ 0.50% · 4.625%
HK$204,810
+HK$10,255/mo
Deposit HK$15.59M · loan HK$36.38M · min. income ≈ HK$389,110/mo (50% DSR)
Upfront cash ≈ HK$17.80M (deposit + AVD stamp duty HK$2,208,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,323
−HK$13,378/mo
▼ 0.25% · 3.875%
HK$219,959
−HK$6,742/mo
Today · 4.125%
HK$226,701
baseline
▲ 0.50% · 4.625%
HK$240,495
+HK$13,794/mo
Deposit HK$5.20M · loan HK$46.78M · min. income ≈ HK$453,402/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$2,208,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,320
−HK$12,822/mo
▼ 0.25% · 3.875%
HK$243,685
−HK$6,457/mo
Today · 4.125%
HK$250,142
baseline
▲ 0.50% · 4.625%
HK$263,327
+HK$13,185/mo
Deposit HK$5.20M · loan HK$46.78M · min. income ≈ HK$500,284/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$2,208,876 · Scale 2, in force from 26 Feb 2026)