LTV · monthly repayment
▼ 0.50% · 3.625%
HK$118,521
−HK$7,432/mo
▼ 0.25% · 3.875%
HK$122,208
−HK$3,745/mo
Today · 4.125%
HK$125,953
baseline
▲ 0.50% · 4.625%
HK$133,617
+HK$7,664/mo
Deposit HK$25.99M · loan HK$25.99M · min. income ≈ HK$251,906/mo (50% DSR)
Upfront cash ≈ HK$28.20M (deposit + AVD stamp duty HK$2,209,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,854
−HK$7,123/mo
▼ 0.25% · 3.875%
HK$135,390
−HK$3,587/mo
Today · 4.125%
HK$138,977
baseline
▲ 0.50% · 4.625%
HK$146,303
+HK$7,326/mo
Deposit HK$25.99M · loan HK$25.99M · min. income ≈ HK$277,954/mo (50% DSR)
Upfront cash ≈ HK$28.20M (deposit + AVD stamp duty HK$2,209,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,225
−HK$8,919/mo
▼ 0.25% · 3.875%
HK$146,649
−HK$4,495/mo
Today · 4.125%
HK$151,144
baseline
▲ 0.50% · 4.625%
HK$160,341
+HK$9,197/mo
Deposit HK$20.79M · loan HK$31.19M · min. income ≈ HK$302,288/mo (50% DSR)
Upfront cash ≈ HK$23.00M (deposit + AVD stamp duty HK$2,209,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,224
−HK$8,549/mo
▼ 0.25% · 3.875%
HK$162,468
−HK$4,305/mo
Today · 4.125%
HK$166,773
baseline
▲ 0.50% · 4.625%
HK$175,563
+HK$8,790/mo
Deposit HK$20.79M · loan HK$31.19M · min. income ≈ HK$333,546/mo (50% DSR)
Upfront cash ≈ HK$23.00M (deposit + AVD stamp duty HK$2,209,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,930
−HK$10,405/mo
▼ 0.25% · 3.875%
HK$171,091
−HK$5,244/mo
Today · 4.125%
HK$176,335
baseline
▲ 0.50% · 4.625%
HK$187,064
+HK$10,729/mo
Deposit HK$15.59M · loan HK$36.38M · min. income ≈ HK$352,670/mo (50% DSR)
Upfront cash ≈ HK$17.80M (deposit + AVD stamp duty HK$2,209,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,595
−HK$9,973/mo
▼ 0.25% · 3.875%
HK$189,546
−HK$5,022/mo
Today · 4.125%
HK$194,568
baseline
▲ 0.50% · 4.625%
HK$204,824
+HK$10,256/mo
Deposit HK$15.59M · loan HK$36.38M · min. income ≈ HK$389,136/mo (50% DSR)
Upfront cash ≈ HK$17.80M (deposit + AVD stamp duty HK$2,209,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,338
−HK$13,378/mo
▼ 0.25% · 3.875%
HK$219,974
−HK$6,742/mo
Today · 4.125%
HK$226,716
baseline
▲ 0.50% · 4.625%
HK$240,511
+HK$13,795/mo
Deposit HK$5.20M · loan HK$46.78M · min. income ≈ HK$453,432/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$2,209,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,336
−HK$12,823/mo
▼ 0.25% · 3.875%
HK$243,702
−HK$6,457/mo
Today · 4.125%
HK$250,159
baseline
▲ 0.50% · 4.625%
HK$263,345
+HK$13,186/mo
Deposit HK$5.20M · loan HK$46.78M · min. income ≈ HK$500,318/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$2,209,027 · Scale 2, in force from 26 Feb 2026)