LTV · monthly repayment
▼ 0.50% · 3.625%
HK$118,530
−HK$7,433/mo
▼ 0.25% · 3.875%
HK$122,217
−HK$3,746/mo
Today · 4.125%
HK$125,963
baseline
▲ 0.50% · 4.625%
HK$133,627
+HK$7,664/mo
Deposit HK$25.99M · loan HK$25.99M · min. income ≈ HK$251,926/mo (50% DSR)
Upfront cash ≈ HK$28.20M (deposit + AVD stamp duty HK$2,209,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,863
−HK$7,124/mo
▼ 0.25% · 3.875%
HK$135,400
−HK$3,587/mo
Today · 4.125%
HK$138,987
baseline
▲ 0.50% · 4.625%
HK$146,313
+HK$7,326/mo
Deposit HK$25.99M · loan HK$25.99M · min. income ≈ HK$277,974/mo (50% DSR)
Upfront cash ≈ HK$28.20M (deposit + AVD stamp duty HK$2,209,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,236
−HK$8,919/mo
▼ 0.25% · 3.875%
HK$146,660
−HK$4,495/mo
Today · 4.125%
HK$151,155
baseline
▲ 0.50% · 4.625%
HK$160,352
+HK$9,197/mo
Deposit HK$20.79M · loan HK$31.19M · min. income ≈ HK$302,310/mo (50% DSR)
Upfront cash ≈ HK$23.00M (deposit + AVD stamp duty HK$2,209,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,236
−HK$8,549/mo
▼ 0.25% · 3.875%
HK$162,479
−HK$4,306/mo
Today · 4.125%
HK$166,785
baseline
▲ 0.50% · 4.625%
HK$175,576
+HK$8,791/mo
Deposit HK$20.79M · loan HK$31.19M · min. income ≈ HK$333,570/mo (50% DSR)
Upfront cash ≈ HK$23.00M (deposit + AVD stamp duty HK$2,209,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,942
−HK$10,406/mo
▼ 0.25% · 3.875%
HK$171,103
−HK$5,245/mo
Today · 4.125%
HK$176,348
baseline
▲ 0.50% · 4.625%
HK$187,078
+HK$10,730/mo
Deposit HK$15.59M · loan HK$36.39M · min. income ≈ HK$352,696/mo (50% DSR)
Upfront cash ≈ HK$17.80M (deposit + AVD stamp duty HK$2,209,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,608
−HK$9,974/mo
▼ 0.25% · 3.875%
HK$189,559
−HK$5,023/mo
Today · 4.125%
HK$194,582
baseline
▲ 0.50% · 4.625%
HK$204,839
+HK$10,257/mo
Deposit HK$15.59M · loan HK$36.39M · min. income ≈ HK$389,164/mo (50% DSR)
Upfront cash ≈ HK$17.80M (deposit + AVD stamp duty HK$2,209,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,353
−HK$13,380/mo
▼ 0.25% · 3.875%
HK$219,990
−HK$6,743/mo
Today · 4.125%
HK$226,733
baseline
▲ 0.50% · 4.625%
HK$240,529
+HK$13,796/mo
Deposit HK$5.20M · loan HK$46.78M · min. income ≈ HK$453,466/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$2,209,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,354
−HK$12,823/mo
▼ 0.25% · 3.875%
HK$243,719
−HK$6,458/mo
Today · 4.125%
HK$250,177
baseline
▲ 0.50% · 4.625%
HK$263,364
+HK$13,187/mo
Deposit HK$5.20M · loan HK$46.78M · min. income ≈ HK$500,354/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$2,209,187 · Scale 2, in force from 26 Feb 2026)