LTV · monthly repayment
▼ 0.50% · 3.625%
HK$118,550
−HK$7,435/mo
▼ 0.25% · 3.875%
HK$122,238
−HK$3,747/mo
Today · 4.125%
HK$125,985
baseline
▲ 0.50% · 4.625%
HK$133,650
+HK$7,665/mo
Deposit HK$25.99M · loan HK$25.99M · min. income ≈ HK$251,970/mo (50% DSR)
Upfront cash ≈ HK$28.20M (deposit + AVD stamp duty HK$2,209,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,886
−HK$7,126/mo
▼ 0.25% · 3.875%
HK$135,423
−HK$3,589/mo
Today · 4.125%
HK$139,012
baseline
▲ 0.50% · 4.625%
HK$146,339
+HK$7,327/mo
Deposit HK$25.99M · loan HK$25.99M · min. income ≈ HK$278,024/mo (50% DSR)
Upfront cash ≈ HK$28.20M (deposit + AVD stamp duty HK$2,209,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,261
−HK$8,921/mo
▼ 0.25% · 3.875%
HK$146,686
−HK$4,496/mo
Today · 4.125%
HK$151,182
baseline
▲ 0.50% · 4.625%
HK$160,381
+HK$9,199/mo
Deposit HK$20.80M · loan HK$31.19M · min. income ≈ HK$302,364/mo (50% DSR)
Upfront cash ≈ HK$23.01M (deposit + AVD stamp duty HK$2,209,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,263
−HK$8,551/mo
▼ 0.25% · 3.875%
HK$162,508
−HK$4,306/mo
Today · 4.125%
HK$166,814
baseline
▲ 0.50% · 4.625%
HK$175,607
+HK$8,793/mo
Deposit HK$20.80M · loan HK$31.19M · min. income ≈ HK$333,628/mo (50% DSR)
Upfront cash ≈ HK$23.01M (deposit + AVD stamp duty HK$2,209,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,971
−HK$10,407/mo
▼ 0.25% · 3.875%
HK$171,133
−HK$5,245/mo
Today · 4.125%
HK$176,378
baseline
▲ 0.50% · 4.625%
HK$187,111
+HK$10,733/mo
Deposit HK$15.60M · loan HK$36.39M · min. income ≈ HK$352,756/mo (50% DSR)
Upfront cash ≈ HK$17.81M (deposit + AVD stamp duty HK$2,209,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,641
−HK$9,975/mo
▼ 0.25% · 3.875%
HK$189,593
−HK$5,023/mo
Today · 4.125%
HK$194,616
baseline
▲ 0.50% · 4.625%
HK$204,875
+HK$10,259/mo
Deposit HK$15.60M · loan HK$36.39M · min. income ≈ HK$389,232/mo (50% DSR)
Upfront cash ≈ HK$17.81M (deposit + AVD stamp duty HK$2,209,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,391
−HK$13,381/mo
▼ 0.25% · 3.875%
HK$220,028
−HK$6,744/mo
Today · 4.125%
HK$226,772
baseline
▲ 0.50% · 4.625%
HK$240,571
+HK$13,799/mo
Deposit HK$5.20M · loan HK$46.79M · min. income ≈ HK$453,544/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$2,209,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,395
−HK$12,826/mo
▼ 0.25% · 3.875%
HK$243,762
−HK$6,459/mo
Today · 4.125%
HK$250,221
baseline
▲ 0.50% · 4.625%
HK$263,410
+HK$13,189/mo
Deposit HK$5.20M · loan HK$46.79M · min. income ≈ HK$500,442/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$2,209,574 · Scale 2, in force from 26 Feb 2026)