LTV · monthly repayment
▼ 0.50% · 3.625%
HK$118,552
−HK$7,434/mo
▼ 0.25% · 3.875%
HK$122,240
−HK$3,746/mo
Today · 4.125%
HK$125,986
baseline
▲ 0.50% · 4.625%
HK$133,652
+HK$7,666/mo
Deposit HK$26.00M · loan HK$26.00M · min. income ≈ HK$251,972/mo (50% DSR)
Upfront cash ≈ HK$28.20M (deposit + AVD stamp duty HK$2,209,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,888
−HK$7,125/mo
▼ 0.25% · 3.875%
HK$135,425
−HK$3,588/mo
Today · 4.125%
HK$139,013
baseline
▲ 0.50% · 4.625%
HK$146,341
+HK$7,328/mo
Deposit HK$26.00M · loan HK$26.00M · min. income ≈ HK$278,026/mo (50% DSR)
Upfront cash ≈ HK$28.20M (deposit + AVD stamp duty HK$2,209,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,262
−HK$8,922/mo
▼ 0.25% · 3.875%
HK$146,688
−HK$4,496/mo
Today · 4.125%
HK$151,184
baseline
▲ 0.50% · 4.625%
HK$160,383
+HK$9,199/mo
Deposit HK$20.80M · loan HK$31.19M · min. income ≈ HK$302,368/mo (50% DSR)
Upfront cash ≈ HK$23.01M (deposit + AVD stamp duty HK$2,209,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,266
−HK$8,550/mo
▼ 0.25% · 3.875%
HK$162,510
−HK$4,306/mo
Today · 4.125%
HK$166,816
baseline
▲ 0.50% · 4.625%
HK$175,609
+HK$8,793/mo
Deposit HK$20.80M · loan HK$31.19M · min. income ≈ HK$333,632/mo (50% DSR)
Upfront cash ≈ HK$23.01M (deposit + AVD stamp duty HK$2,209,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,973
−HK$10,408/mo
▼ 0.25% · 3.875%
HK$171,136
−HK$5,245/mo
Today · 4.125%
HK$176,381
baseline
▲ 0.50% · 4.625%
HK$187,113
+HK$10,732/mo
Deposit HK$15.60M · loan HK$36.39M · min. income ≈ HK$352,762/mo (50% DSR)
Upfront cash ≈ HK$17.81M (deposit + AVD stamp duty HK$2,209,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,643
−HK$9,976/mo
▼ 0.25% · 3.875%
HK$189,595
−HK$5,024/mo
Today · 4.125%
HK$194,619
baseline
▲ 0.50% · 4.625%
HK$204,877
+HK$10,258/mo
Deposit HK$15.60M · loan HK$36.39M · min. income ≈ HK$389,238/mo (50% DSR)
Upfront cash ≈ HK$17.81M (deposit + AVD stamp duty HK$2,209,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,394
−HK$13,381/mo
▼ 0.25% · 3.875%
HK$220,031
−HK$6,744/mo
Today · 4.125%
HK$226,775
baseline
▲ 0.50% · 4.625%
HK$240,574
+HK$13,799/mo
Deposit HK$5.20M · loan HK$46.79M · min. income ≈ HK$453,550/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$2,209,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,398
−HK$12,826/mo
▼ 0.25% · 3.875%
HK$243,765
−HK$6,459/mo
Today · 4.125%
HK$250,224
baseline
▲ 0.50% · 4.625%
HK$263,414
+HK$13,190/mo
Deposit HK$5.20M · loan HK$46.79M · min. income ≈ HK$500,448/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$2,209,604 · Scale 2, in force from 26 Feb 2026)