LTV · monthly repayment
▼ 0.50% · 3.625%
HK$118,556
−HK$7,434/mo
▼ 0.25% · 3.875%
HK$122,243
−HK$3,747/mo
Today · 4.125%
HK$125,990
baseline
▲ 0.50% · 4.625%
HK$133,656
+HK$7,666/mo
Deposit HK$26.00M · loan HK$26.00M · min. income ≈ HK$251,980/mo (50% DSR)
Upfront cash ≈ HK$28.21M (deposit + AVD stamp duty HK$2,209,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,892
−HK$7,126/mo
▼ 0.25% · 3.875%
HK$135,429
−HK$3,589/mo
Today · 4.125%
HK$139,018
baseline
▲ 0.50% · 4.625%
HK$146,345
+HK$7,327/mo
Deposit HK$26.00M · loan HK$26.00M · min. income ≈ HK$278,036/mo (50% DSR)
Upfront cash ≈ HK$28.21M (deposit + AVD stamp duty HK$2,209,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,267
−HK$8,921/mo
▼ 0.25% · 3.875%
HK$146,692
−HK$4,496/mo
Today · 4.125%
HK$151,188
baseline
▲ 0.50% · 4.625%
HK$160,388
+HK$9,200/mo
Deposit HK$20.80M · loan HK$31.20M · min. income ≈ HK$302,376/mo (50% DSR)
Upfront cash ≈ HK$23.01M (deposit + AVD stamp duty HK$2,209,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,270
−HK$8,551/mo
▼ 0.25% · 3.875%
HK$162,515
−HK$4,306/mo
Today · 4.125%
HK$166,821
baseline
▲ 0.50% · 4.625%
HK$175,615
+HK$8,794/mo
Deposit HK$20.80M · loan HK$31.20M · min. income ≈ HK$333,642/mo (50% DSR)
Upfront cash ≈ HK$23.01M (deposit + AVD stamp duty HK$2,209,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,978
−HK$10,408/mo
▼ 0.25% · 3.875%
HK$171,141
−HK$5,245/mo
Today · 4.125%
HK$176,386
baseline
▲ 0.50% · 4.625%
HK$187,119
+HK$10,733/mo
Deposit HK$15.60M · loan HK$36.39M · min. income ≈ HK$352,772/mo (50% DSR)
Upfront cash ≈ HK$17.81M (deposit + AVD stamp duty HK$2,209,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,649
−HK$9,976/mo
▼ 0.25% · 3.875%
HK$189,601
−HK$5,024/mo
Today · 4.125%
HK$194,625
baseline
▲ 0.50% · 4.625%
HK$204,884
+HK$10,259/mo
Deposit HK$15.60M · loan HK$36.39M · min. income ≈ HK$389,250/mo (50% DSR)
Upfront cash ≈ HK$17.81M (deposit + AVD stamp duty HK$2,209,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,400
−HK$13,382/mo
▼ 0.25% · 3.875%
HK$220,038
−HK$6,744/mo
Today · 4.125%
HK$226,782
baseline
▲ 0.50% · 4.625%
HK$240,581
+HK$13,799/mo
Deposit HK$5.20M · loan HK$46.79M · min. income ≈ HK$453,564/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$2,209,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,405
−HK$12,827/mo
▼ 0.25% · 3.875%
HK$243,773
−HK$6,459/mo
Today · 4.125%
HK$250,232
baseline
▲ 0.50% · 4.625%
HK$263,422
+HK$13,190/mo
Deposit HK$5.20M · loan HK$46.79M · min. income ≈ HK$500,464/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$2,209,670 · Scale 2, in force from 26 Feb 2026)