LTV · monthly repayment
▼ 0.50% · 3.625%
HK$118,590
−HK$7,437/mo
▼ 0.25% · 3.875%
HK$122,279
−HK$3,748/mo
Today · 4.125%
HK$126,027
baseline
▲ 0.50% · 4.625%
HK$133,695
+HK$7,668/mo
Deposit HK$26.00M · loan HK$26.00M · min. income ≈ HK$252,054/mo (50% DSR)
Upfront cash ≈ HK$28.21M (deposit + AVD stamp duty HK$2,210,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,930
−HK$7,128/mo
▼ 0.25% · 3.875%
HK$135,468
−HK$3,590/mo
Today · 4.125%
HK$139,058
baseline
▲ 0.50% · 4.625%
HK$146,388
+HK$7,330/mo
Deposit HK$26.00M · loan HK$26.00M · min. income ≈ HK$278,116/mo (50% DSR)
Upfront cash ≈ HK$28.21M (deposit + AVD stamp duty HK$2,210,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,308
−HK$8,924/mo
▼ 0.25% · 3.875%
HK$146,735
−HK$4,497/mo
Today · 4.125%
HK$151,232
baseline
▲ 0.50% · 4.625%
HK$160,434
+HK$9,202/mo
Deposit HK$20.80M · loan HK$31.20M · min. income ≈ HK$302,464/mo (50% DSR)
Upfront cash ≈ HK$23.01M (deposit + AVD stamp duty HK$2,210,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,316
−HK$8,553/mo
▼ 0.25% · 3.875%
HK$162,562
−HK$4,307/mo
Today · 4.125%
HK$166,869
baseline
▲ 0.50% · 4.625%
HK$175,665
+HK$8,796/mo
Deposit HK$20.80M · loan HK$31.20M · min. income ≈ HK$333,738/mo (50% DSR)
Upfront cash ≈ HK$23.01M (deposit + AVD stamp duty HK$2,210,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,026
−HK$10,411/mo
▼ 0.25% · 3.875%
HK$171,190
−HK$5,247/mo
Today · 4.125%
HK$176,437
baseline
▲ 0.50% · 4.625%
HK$187,173
+HK$10,736/mo
Deposit HK$15.60M · loan HK$36.41M · min. income ≈ HK$352,874/mo (50% DSR)
Upfront cash ≈ HK$17.81M (deposit + AVD stamp duty HK$2,210,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,702
−HK$9,979/mo
▼ 0.25% · 3.875%
HK$189,656
−HK$5,025/mo
Today · 4.125%
HK$194,681
baseline
▲ 0.50% · 4.625%
HK$204,943
+HK$10,262/mo
Deposit HK$15.60M · loan HK$36.41M · min. income ≈ HK$389,362/mo (50% DSR)
Upfront cash ≈ HK$17.81M (deposit + AVD stamp duty HK$2,210,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,462
−HK$13,386/mo
▼ 0.25% · 3.875%
HK$220,102
−HK$6,746/mo
Today · 4.125%
HK$226,848
baseline
▲ 0.50% · 4.625%
HK$240,651
+HK$13,803/mo
Deposit HK$5.20M · loan HK$46.81M · min. income ≈ HK$453,696/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$2,210,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,474
−HK$12,830/mo
▼ 0.25% · 3.875%
HK$243,843
−HK$6,461/mo
Today · 4.125%
HK$250,304
baseline
▲ 0.50% · 4.625%
HK$263,498
+HK$13,194/mo
Deposit HK$5.20M · loan HK$46.81M · min. income ≈ HK$500,608/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$2,210,310 · Scale 2, in force from 26 Feb 2026)