LTV · monthly repayment
▼ 0.50% · 3.625%
HK$118,592
−HK$7,437/mo
▼ 0.25% · 3.875%
HK$122,281
−HK$3,748/mo
Today · 4.125%
HK$126,029
baseline
▲ 0.50% · 4.625%
HK$133,697
+HK$7,668/mo
Deposit HK$26.00M · loan HK$26.00M · min. income ≈ HK$252,058/mo (50% DSR)
Upfront cash ≈ HK$28.21M (deposit + AVD stamp duty HK$2,210,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,933
−HK$7,127/mo
▼ 0.25% · 3.875%
HK$135,471
−HK$3,589/mo
Today · 4.125%
HK$139,060
baseline
▲ 0.50% · 4.625%
HK$146,390
+HK$7,330/mo
Deposit HK$26.00M · loan HK$26.00M · min. income ≈ HK$278,120/mo (50% DSR)
Upfront cash ≈ HK$28.21M (deposit + AVD stamp duty HK$2,210,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,311
−HK$8,924/mo
▼ 0.25% · 3.875%
HK$146,737
−HK$4,498/mo
Today · 4.125%
HK$151,235
baseline
▲ 0.50% · 4.625%
HK$160,437
+HK$9,202/mo
Deposit HK$20.80M · loan HK$31.20M · min. income ≈ HK$302,470/mo (50% DSR)
Upfront cash ≈ HK$23.01M (deposit + AVD stamp duty HK$2,210,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,319
−HK$8,553/mo
▼ 0.25% · 3.875%
HK$162,565
−HK$4,307/mo
Today · 4.125%
HK$166,872
baseline
▲ 0.50% · 4.625%
HK$175,669
+HK$8,797/mo
Deposit HK$20.80M · loan HK$31.20M · min. income ≈ HK$333,744/mo (50% DSR)
Upfront cash ≈ HK$23.01M (deposit + AVD stamp duty HK$2,210,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,029
−HK$10,411/mo
▼ 0.25% · 3.875%
HK$171,193
−HK$5,247/mo
Today · 4.125%
HK$176,440
baseline
▲ 0.50% · 4.625%
HK$187,176
+HK$10,736/mo
Deposit HK$15.60M · loan HK$36.41M · min. income ≈ HK$352,880/mo (50% DSR)
Upfront cash ≈ HK$17.81M (deposit + AVD stamp duty HK$2,210,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,706
−HK$9,979/mo
▼ 0.25% · 3.875%
HK$189,659
−HK$5,026/mo
Today · 4.125%
HK$194,685
baseline
▲ 0.50% · 4.625%
HK$204,947
+HK$10,262/mo
Deposit HK$15.60M · loan HK$36.41M · min. income ≈ HK$389,370/mo (50% DSR)
Upfront cash ≈ HK$17.81M (deposit + AVD stamp duty HK$2,210,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,466
−HK$13,386/mo
▼ 0.25% · 3.875%
HK$220,106
−HK$6,746/mo
Today · 4.125%
HK$226,852
baseline
▲ 0.50% · 4.625%
HK$240,655
+HK$13,803/mo
Deposit HK$5.20M · loan HK$46.81M · min. income ≈ HK$453,704/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$2,210,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,479
−HK$12,830/mo
▼ 0.25% · 3.875%
HK$243,848
−HK$6,461/mo
Today · 4.125%
HK$250,309
baseline
▲ 0.50% · 4.625%
HK$263,503
+HK$13,194/mo
Deposit HK$5.20M · loan HK$46.81M · min. income ≈ HK$500,618/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$2,210,350 · Scale 2, in force from 26 Feb 2026)