LTV · monthly repayment
▼ 0.50% · 3.625%
HK$118,596
−HK$7,437/mo
▼ 0.25% · 3.875%
HK$122,285
−HK$3,748/mo
Today · 4.125%
HK$126,033
baseline
▲ 0.50% · 4.625%
HK$133,702
+HK$7,669/mo
Deposit HK$26.00M · loan HK$26.00M · min. income ≈ HK$252,066/mo (50% DSR)
Upfront cash ≈ HK$28.22M (deposit + AVD stamp duty HK$2,210,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,937
−HK$7,128/mo
▼ 0.25% · 3.875%
HK$135,475
−HK$3,590/mo
Today · 4.125%
HK$139,065
baseline
▲ 0.50% · 4.625%
HK$146,395
+HK$7,330/mo
Deposit HK$26.00M · loan HK$26.00M · min. income ≈ HK$278,130/mo (50% DSR)
Upfront cash ≈ HK$28.22M (deposit + AVD stamp duty HK$2,210,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,315
−HK$8,924/mo
▼ 0.25% · 3.875%
HK$146,742
−HK$4,497/mo
Today · 4.125%
HK$151,239
baseline
▲ 0.50% · 4.625%
HK$160,442
+HK$9,203/mo
Deposit HK$20.80M · loan HK$31.21M · min. income ≈ HK$302,478/mo (50% DSR)
Upfront cash ≈ HK$23.01M (deposit + AVD stamp duty HK$2,210,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,324
−HK$8,554/mo
▼ 0.25% · 3.875%
HK$162,570
−HK$4,308/mo
Today · 4.125%
HK$166,878
baseline
▲ 0.50% · 4.625%
HK$175,674
+HK$8,796/mo
Deposit HK$20.80M · loan HK$31.21M · min. income ≈ HK$333,756/mo (50% DSR)
Upfront cash ≈ HK$23.01M (deposit + AVD stamp duty HK$2,210,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,034
−HK$10,412/mo
▼ 0.25% · 3.875%
HK$171,199
−HK$5,247/mo
Today · 4.125%
HK$176,446
baseline
▲ 0.50% · 4.625%
HK$187,182
+HK$10,736/mo
Deposit HK$15.60M · loan HK$36.41M · min. income ≈ HK$352,892/mo (50% DSR)
Upfront cash ≈ HK$17.81M (deposit + AVD stamp duty HK$2,210,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,711
−HK$9,980/mo
▼ 0.25% · 3.875%
HK$189,665
−HK$5,026/mo
Today · 4.125%
HK$194,691
baseline
▲ 0.50% · 4.625%
HK$204,953
+HK$10,262/mo
Deposit HK$15.60M · loan HK$36.41M · min. income ≈ HK$389,382/mo (50% DSR)
Upfront cash ≈ HK$17.81M (deposit + AVD stamp duty HK$2,210,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,472
−HK$13,387/mo
▼ 0.25% · 3.875%
HK$220,113
−HK$6,746/mo
Today · 4.125%
HK$226,859
baseline
▲ 0.50% · 4.625%
HK$240,663
+HK$13,804/mo
Deposit HK$5.20M · loan HK$46.81M · min. income ≈ HK$453,718/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$2,210,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,486
−HK$12,831/mo
▼ 0.25% · 3.875%
HK$243,855
−HK$6,462/mo
Today · 4.125%
HK$250,317
baseline
▲ 0.50% · 4.625%
HK$263,511
+HK$13,194/mo
Deposit HK$5.20M · loan HK$46.81M · min. income ≈ HK$500,634/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$2,210,419 · Scale 2, in force from 26 Feb 2026)