LTV · monthly repayment
▼ 0.50% · 3.625%
HK$118,598
−HK$7,437/mo
▼ 0.25% · 3.875%
HK$122,287
−HK$3,748/mo
Today · 4.125%
HK$126,035
baseline
▲ 0.50% · 4.625%
HK$133,704
+HK$7,669/mo
Deposit HK$26.01M · loan HK$26.01M · min. income ≈ HK$252,070/mo (50% DSR)
Upfront cash ≈ HK$28.22M (deposit + AVD stamp duty HK$2,210,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,939
−HK$7,128/mo
▼ 0.25% · 3.875%
HK$135,477
−HK$3,590/mo
Today · 4.125%
HK$139,067
baseline
▲ 0.50% · 4.625%
HK$146,397
+HK$7,330/mo
Deposit HK$26.01M · loan HK$26.01M · min. income ≈ HK$278,134/mo (50% DSR)
Upfront cash ≈ HK$28.22M (deposit + AVD stamp duty HK$2,210,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,317
−HK$8,925/mo
▼ 0.25% · 3.875%
HK$146,744
−HK$4,498/mo
Today · 4.125%
HK$151,242
baseline
▲ 0.50% · 4.625%
HK$160,444
+HK$9,202/mo
Deposit HK$20.80M · loan HK$31.21M · min. income ≈ HK$302,484/mo (50% DSR)
Upfront cash ≈ HK$23.01M (deposit + AVD stamp duty HK$2,210,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,326
−HK$8,554/mo
▼ 0.25% · 3.875%
HK$162,573
−HK$4,307/mo
Today · 4.125%
HK$166,880
baseline
▲ 0.50% · 4.625%
HK$175,677
+HK$8,797/mo
Deposit HK$20.80M · loan HK$31.21M · min. income ≈ HK$333,760/mo (50% DSR)
Upfront cash ≈ HK$23.01M (deposit + AVD stamp duty HK$2,210,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,037
−HK$10,412/mo
▼ 0.25% · 3.875%
HK$171,201
−HK$5,248/mo
Today · 4.125%
HK$176,449
baseline
▲ 0.50% · 4.625%
HK$187,185
+HK$10,736/mo
Deposit HK$15.60M · loan HK$36.41M · min. income ≈ HK$352,898/mo (50% DSR)
Upfront cash ≈ HK$17.81M (deposit + AVD stamp duty HK$2,210,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,714
−HK$9,980/mo
▼ 0.25% · 3.875%
HK$189,668
−HK$5,026/mo
Today · 4.125%
HK$194,694
baseline
▲ 0.50% · 4.625%
HK$204,956
+HK$10,262/mo
Deposit HK$15.60M · loan HK$36.41M · min. income ≈ HK$389,388/mo (50% DSR)
Upfront cash ≈ HK$17.81M (deposit + AVD stamp duty HK$2,210,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,476
−HK$13,386/mo
▼ 0.25% · 3.875%
HK$220,116
−HK$6,746/mo
Today · 4.125%
HK$226,862
baseline
▲ 0.50% · 4.625%
HK$240,666
+HK$13,804/mo
Deposit HK$5.20M · loan HK$46.81M · min. income ≈ HK$453,724/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$2,210,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,489
−HK$12,831/mo
▼ 0.25% · 3.875%
HK$243,859
−HK$6,461/mo
Today · 4.125%
HK$250,320
baseline
▲ 0.50% · 4.625%
HK$263,515
+HK$13,195/mo
Deposit HK$5.20M · loan HK$46.81M · min. income ≈ HK$500,640/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$2,210,452 · Scale 2, in force from 26 Feb 2026)