LTV · monthly repayment
▼ 0.50% · 3.625%
HK$118,606
−HK$7,437/mo
▼ 0.25% · 3.875%
HK$122,295
−HK$3,748/mo
Today · 4.125%
HK$126,043
baseline
▲ 0.50% · 4.625%
HK$133,713
+HK$7,670/mo
Deposit HK$26.01M · loan HK$26.01M · min. income ≈ HK$252,086/mo (50% DSR)
Upfront cash ≈ HK$28.22M (deposit + AVD stamp duty HK$2,210,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,948
−HK$7,128/mo
▼ 0.25% · 3.875%
HK$135,486
−HK$3,590/mo
Today · 4.125%
HK$139,076
baseline
▲ 0.50% · 4.625%
HK$146,407
+HK$7,331/mo
Deposit HK$26.01M · loan HK$26.01M · min. income ≈ HK$278,152/mo (50% DSR)
Upfront cash ≈ HK$28.22M (deposit + AVD stamp duty HK$2,210,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,327
−HK$8,925/mo
▼ 0.25% · 3.875%
HK$146,754
−HK$4,498/mo
Today · 4.125%
HK$151,252
baseline
▲ 0.50% · 4.625%
HK$160,455
+HK$9,203/mo
Deposit HK$20.81M · loan HK$31.21M · min. income ≈ HK$302,504/mo (50% DSR)
Upfront cash ≈ HK$23.02M (deposit + AVD stamp duty HK$2,210,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,337
−HK$8,555/mo
▼ 0.25% · 3.875%
HK$162,584
−HK$4,308/mo
Today · 4.125%
HK$166,892
baseline
▲ 0.50% · 4.625%
HK$175,689
+HK$8,797/mo
Deposit HK$20.81M · loan HK$31.21M · min. income ≈ HK$333,784/mo (50% DSR)
Upfront cash ≈ HK$23.02M (deposit + AVD stamp duty HK$2,210,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,048
−HK$10,413/mo
▼ 0.25% · 3.875%
HK$171,213
−HK$5,248/mo
Today · 4.125%
HK$176,461
baseline
▲ 0.50% · 4.625%
HK$187,198
+HK$10,737/mo
Deposit HK$15.60M · loan HK$36.41M · min. income ≈ HK$352,922/mo (50% DSR)
Upfront cash ≈ HK$17.81M (deposit + AVD stamp duty HK$2,210,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,727
−HK$9,980/mo
▼ 0.25% · 3.875%
HK$189,681
−HK$5,026/mo
Today · 4.125%
HK$194,707
baseline
▲ 0.50% · 4.625%
HK$204,970
+HK$10,263/mo
Deposit HK$15.60M · loan HK$36.41M · min. income ≈ HK$389,414/mo (50% DSR)
Upfront cash ≈ HK$17.81M (deposit + AVD stamp duty HK$2,210,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,490
−HK$13,388/mo
▼ 0.25% · 3.875%
HK$220,131
−HK$6,747/mo
Today · 4.125%
HK$226,878
baseline
▲ 0.50% · 4.625%
HK$240,683
+HK$13,805/mo
Deposit HK$5.20M · loan HK$46.81M · min. income ≈ HK$453,756/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$2,210,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,506
−HK$12,831/mo
▼ 0.25% · 3.875%
HK$243,875
−HK$6,462/mo
Today · 4.125%
HK$250,337
baseline
▲ 0.50% · 4.625%
HK$263,533
+HK$13,196/mo
Deposit HK$5.20M · loan HK$46.81M · min. income ≈ HK$500,674/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$2,210,603 · Scale 2, in force from 26 Feb 2026)