LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,861
−HK$744/mo
▼ 0.25% · 3.875%
HK$12,230
−HK$375/mo
Today · 4.125%
HK$12,605
baseline
▲ 0.50% · 4.625%
HK$13,372
+HK$767/mo
Deposit HK$2.60M · loan HK$2.60M · min. income ≈ HK$25,210/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$117,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,195
−HK$713/mo
▼ 0.25% · 3.875%
HK$13,549
−HK$359/mo
Today · 4.125%
HK$13,908
baseline
▲ 0.50% · 4.625%
HK$14,641
+HK$733/mo
Deposit HK$2.60M · loan HK$2.60M · min. income ≈ HK$27,816/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$117,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,233
−HK$893/mo
▼ 0.25% · 3.875%
HK$14,676
−HK$450/mo
Today · 4.125%
HK$15,126
baseline
▲ 0.50% · 4.625%
HK$16,046
+HK$920/mo
Deposit HK$2.08M · loan HK$3.12M · min. income ≈ HK$30,252/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$117,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,834
−HK$856/mo
▼ 0.25% · 3.875%
HK$16,259
−HK$431/mo
Today · 4.125%
HK$16,690
baseline
▲ 0.50% · 4.625%
HK$17,569
+HK$879/mo
Deposit HK$2.08M · loan HK$3.12M · min. income ≈ HK$33,380/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$117,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,605
−HK$1,041/mo
▼ 0.25% · 3.875%
HK$17,122
−HK$524/mo
Today · 4.125%
HK$17,646
baseline
▲ 0.50% · 4.625%
HK$18,720
+HK$1,074/mo
Deposit HK$1.56M · loan HK$3.64M · min. income ≈ HK$35,292/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$117,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,473
−HK$998/mo
▼ 0.25% · 3.875%
HK$18,968
−HK$503/mo
Today · 4.125%
HK$19,471
baseline
▲ 0.50% · 4.625%
HK$20,497
+HK$1,026/mo
Deposit HK$1.56M · loan HK$3.64M · min. income ≈ HK$38,942/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$117,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,349
−HK$1,339/mo
▼ 0.25% · 3.875%
HK$22,014
−HK$674/mo
Today · 4.125%
HK$22,688
baseline
▲ 0.50% · 4.625%
HK$24,069
+HK$1,381/mo
Deposit HK$520K · loan HK$4.68M · min. income ≈ HK$45,376/mo (50% DSR)
Upfront cash ≈ HK$637K (deposit + AVD stamp duty HK$117,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,751
−HK$1,283/mo
▼ 0.25% · 3.875%
HK$24,388
−HK$646/mo
Today · 4.125%
HK$25,034
baseline
▲ 0.50% · 4.625%
HK$26,354
+HK$1,320/mo
Deposit HK$520K · loan HK$4.68M · min. income ≈ HK$50,068/mo (50% DSR)
Upfront cash ≈ HK$637K (deposit + AVD stamp duty HK$117,035 · Scale 2, in force from 26 Feb 2026)