LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,862
−HK$743/mo
▼ 0.25% · 3.875%
HK$12,231
−HK$374/mo
Today · 4.125%
HK$12,605
baseline
▲ 0.50% · 4.625%
HK$13,372
+HK$767/mo
Deposit HK$2.60M · loan HK$2.60M · min. income ≈ HK$25,210/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$117,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,196
−HK$713/mo
▼ 0.25% · 3.875%
HK$13,550
−HK$359/mo
Today · 4.125%
HK$13,909
baseline
▲ 0.50% · 4.625%
HK$14,642
+HK$733/mo
Deposit HK$2.60M · loan HK$2.60M · min. income ≈ HK$27,818/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$117,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,234
−HK$892/mo
▼ 0.25% · 3.875%
HK$14,677
−HK$449/mo
Today · 4.125%
HK$15,126
baseline
▲ 0.50% · 4.625%
HK$16,047
+HK$921/mo
Deposit HK$2.08M · loan HK$3.12M · min. income ≈ HK$30,252/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$117,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,835
−HK$856/mo
▼ 0.25% · 3.875%
HK$16,260
−HK$431/mo
Today · 4.125%
HK$16,691
baseline
▲ 0.50% · 4.625%
HK$17,570
+HK$879/mo
Deposit HK$2.08M · loan HK$3.12M · min. income ≈ HK$33,382/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$117,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,606
−HK$1,042/mo
▼ 0.25% · 3.875%
HK$17,123
−HK$525/mo
Today · 4.125%
HK$17,648
baseline
▲ 0.50% · 4.625%
HK$18,721
+HK$1,073/mo
Deposit HK$1.56M · loan HK$3.64M · min. income ≈ HK$35,296/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$117,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,474
−HK$998/mo
▼ 0.25% · 3.875%
HK$18,970
−HK$502/mo
Today · 4.125%
HK$19,472
baseline
▲ 0.50% · 4.625%
HK$20,499
+HK$1,027/mo
Deposit HK$1.56M · loan HK$3.64M · min. income ≈ HK$38,944/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$117,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,351
−HK$1,339/mo
▼ 0.25% · 3.875%
HK$22,015
−HK$675/mo
Today · 4.125%
HK$22,690
baseline
▲ 0.50% · 4.625%
HK$24,070
+HK$1,380/mo
Deposit HK$520K · loan HK$4.68M · min. income ≈ HK$45,380/mo (50% DSR)
Upfront cash ≈ HK$637K (deposit + AVD stamp duty HK$117,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,753
−HK$1,283/mo
▼ 0.25% · 3.875%
HK$24,390
−HK$646/mo
Today · 4.125%
HK$25,036
baseline
▲ 0.50% · 4.625%
HK$26,356
+HK$1,320/mo
Deposit HK$520K · loan HK$4.68M · min. income ≈ HK$50,072/mo (50% DSR)
Upfront cash ≈ HK$637K (deposit + AVD stamp duty HK$117,042 · Scale 2, in force from 26 Feb 2026)