LTV · monthly repayment
▼ 0.50% · 3.625%
HK$118,630
−HK$7,439/mo
▼ 0.25% · 3.875%
HK$122,320
−HK$3,749/mo
Today · 4.125%
HK$126,069
baseline
▲ 0.50% · 4.625%
HK$133,740
+HK$7,671/mo
Deposit HK$26.01M · loan HK$26.01M · min. income ≈ HK$252,138/mo (50% DSR)
Upfront cash ≈ HK$28.22M (deposit + AVD stamp duty HK$2,211,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,975
−HK$7,130/mo
▼ 0.25% · 3.875%
HK$135,514
−HK$3,591/mo
Today · 4.125%
HK$139,105
baseline
▲ 0.50% · 4.625%
HK$146,437
+HK$7,332/mo
Deposit HK$26.01M · loan HK$26.01M · min. income ≈ HK$278,210/mo (50% DSR)
Upfront cash ≈ HK$28.22M (deposit + AVD stamp duty HK$2,211,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,356
−HK$8,927/mo
▼ 0.25% · 3.875%
HK$146,784
−HK$4,499/mo
Today · 4.125%
HK$151,283
baseline
▲ 0.50% · 4.625%
HK$160,488
+HK$9,205/mo
Deposit HK$20.81M · loan HK$31.21M · min. income ≈ HK$302,566/mo (50% DSR)
Upfront cash ≈ HK$23.02M (deposit + AVD stamp duty HK$2,211,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,370
−HK$8,556/mo
▼ 0.25% · 3.875%
HK$162,617
−HK$4,309/mo
Today · 4.125%
HK$166,926
baseline
▲ 0.50% · 4.625%
HK$175,725
+HK$8,799/mo
Deposit HK$20.81M · loan HK$31.21M · min. income ≈ HK$333,852/mo (50% DSR)
Upfront cash ≈ HK$23.02M (deposit + AVD stamp duty HK$2,211,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,082
−HK$10,415/mo
▼ 0.25% · 3.875%
HK$171,248
−HK$5,249/mo
Today · 4.125%
HK$176,497
baseline
▲ 0.50% · 4.625%
HK$187,236
+HK$10,739/mo
Deposit HK$15.61M · loan HK$36.42M · min. income ≈ HK$352,994/mo (50% DSR)
Upfront cash ≈ HK$17.82M (deposit + AVD stamp duty HK$2,211,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,765
−HK$9,982/mo
▼ 0.25% · 3.875%
HK$189,720
−HK$5,027/mo
Today · 4.125%
HK$194,747
baseline
▲ 0.50% · 4.625%
HK$205,012
+HK$10,265/mo
Deposit HK$15.61M · loan HK$36.42M · min. income ≈ HK$389,494/mo (50% DSR)
Upfront cash ≈ HK$17.82M (deposit + AVD stamp duty HK$2,211,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,534
−HK$13,390/mo
▼ 0.25% · 3.875%
HK$220,176
−HK$6,748/mo
Today · 4.125%
HK$226,924
baseline
▲ 0.50% · 4.625%
HK$240,732
+HK$13,808/mo
Deposit HK$5.20M · loan HK$46.82M · min. income ≈ HK$453,848/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$2,211,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,554
−HK$12,835/mo
▼ 0.25% · 3.875%
HK$243,926
−HK$6,463/mo
Today · 4.125%
HK$250,389
baseline
▲ 0.50% · 4.625%
HK$263,587
+HK$13,198/mo
Deposit HK$5.20M · loan HK$46.82M · min. income ≈ HK$500,778/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$2,211,057 · Scale 2, in force from 26 Feb 2026)