LTV · monthly repayment
▼ 0.50% · 3.625%
HK$118,635
−HK$7,440/mo
▼ 0.25% · 3.875%
HK$122,325
−HK$3,750/mo
Today · 4.125%
HK$126,075
baseline
▲ 0.50% · 4.625%
HK$133,746
+HK$7,671/mo
Deposit HK$26.01M · loan HK$26.01M · min. income ≈ HK$252,150/mo (50% DSR)
Upfront cash ≈ HK$28.22M (deposit + AVD stamp duty HK$2,211,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,980
−HK$7,131/mo
▼ 0.25% · 3.875%
HK$135,520
−HK$3,591/mo
Today · 4.125%
HK$139,111
baseline
▲ 0.50% · 4.625%
HK$146,444
+HK$7,333/mo
Deposit HK$26.01M · loan HK$26.01M · min. income ≈ HK$278,222/mo (50% DSR)
Upfront cash ≈ HK$28.22M (deposit + AVD stamp duty HK$2,211,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,362
−HK$8,927/mo
▼ 0.25% · 3.875%
HK$146,790
−HK$4,499/mo
Today · 4.125%
HK$151,289
baseline
▲ 0.50% · 4.625%
HK$160,495
+HK$9,206/mo
Deposit HK$20.81M · loan HK$31.22M · min. income ≈ HK$302,578/mo (50% DSR)
Upfront cash ≈ HK$23.02M (deposit + AVD stamp duty HK$2,211,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,376
−HK$8,557/mo
▼ 0.25% · 3.875%
HK$162,624
−HK$4,309/mo
Today · 4.125%
HK$166,933
baseline
▲ 0.50% · 4.625%
HK$175,732
+HK$8,799/mo
Deposit HK$20.81M · loan HK$31.22M · min. income ≈ HK$333,866/mo (50% DSR)
Upfront cash ≈ HK$23.02M (deposit + AVD stamp duty HK$2,211,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,089
−HK$10,415/mo
▼ 0.25% · 3.875%
HK$171,255
−HK$5,249/mo
Today · 4.125%
HK$176,504
baseline
▲ 0.50% · 4.625%
HK$187,244
+HK$10,740/mo
Deposit HK$15.61M · loan HK$36.42M · min. income ≈ HK$353,008/mo (50% DSR)
Upfront cash ≈ HK$17.82M (deposit + AVD stamp duty HK$2,211,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,772
−HK$9,983/mo
▼ 0.25% · 3.875%
HK$189,728
−HK$5,027/mo
Today · 4.125%
HK$194,755
baseline
▲ 0.50% · 4.625%
HK$205,021
+HK$10,266/mo
Deposit HK$15.61M · loan HK$36.42M · min. income ≈ HK$389,510/mo (50% DSR)
Upfront cash ≈ HK$17.82M (deposit + AVD stamp duty HK$2,211,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,543
−HK$13,391/mo
▼ 0.25% · 3.875%
HK$220,186
−HK$6,748/mo
Today · 4.125%
HK$226,934
baseline
▲ 0.50% · 4.625%
HK$240,743
+HK$13,809/mo
Deposit HK$5.20M · loan HK$46.82M · min. income ≈ HK$453,868/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$2,211,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,565
−HK$12,834/mo
▼ 0.25% · 3.875%
HK$243,936
−HK$6,463/mo
Today · 4.125%
HK$250,399
baseline
▲ 0.50% · 4.625%
HK$263,598
+HK$13,199/mo
Deposit HK$5.20M · loan HK$46.82M · min. income ≈ HK$500,798/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$2,211,151 · Scale 2, in force from 26 Feb 2026)