LTV · monthly repayment
▼ 0.50% · 3.625%
HK$118,644
−HK$7,440/mo
▼ 0.25% · 3.875%
HK$122,334
−HK$3,750/mo
Today · 4.125%
HK$126,084
baseline
▲ 0.50% · 4.625%
HK$133,756
+HK$7,672/mo
Deposit HK$26.02M · loan HK$26.02M · min. income ≈ HK$252,168/mo (50% DSR)
Upfront cash ≈ HK$28.23M (deposit + AVD stamp duty HK$2,211,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,990
−HK$7,131/mo
▼ 0.25% · 3.875%
HK$135,530
−HK$3,591/mo
Today · 4.125%
HK$139,121
baseline
▲ 0.50% · 4.625%
HK$146,454
+HK$7,333/mo
Deposit HK$26.02M · loan HK$26.02M · min. income ≈ HK$278,242/mo (50% DSR)
Upfront cash ≈ HK$28.23M (deposit + AVD stamp duty HK$2,211,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,372
−HK$8,928/mo
▼ 0.25% · 3.875%
HK$146,801
−HK$4,499/mo
Today · 4.125%
HK$151,300
baseline
▲ 0.50% · 4.625%
HK$160,507
+HK$9,207/mo
Deposit HK$20.81M · loan HK$31.22M · min. income ≈ HK$302,600/mo (50% DSR)
Upfront cash ≈ HK$23.02M (deposit + AVD stamp duty HK$2,211,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,388
−HK$8,557/mo
▼ 0.25% · 3.875%
HK$162,636
−HK$4,309/mo
Today · 4.125%
HK$166,945
baseline
▲ 0.50% · 4.625%
HK$175,745
+HK$8,800/mo
Deposit HK$20.81M · loan HK$31.22M · min. income ≈ HK$333,890/mo (50% DSR)
Upfront cash ≈ HK$23.02M (deposit + AVD stamp duty HK$2,211,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,101
−HK$10,416/mo
▼ 0.25% · 3.875%
HK$171,268
−HK$5,249/mo
Today · 4.125%
HK$176,517
baseline
▲ 0.50% · 4.625%
HK$187,258
+HK$10,741/mo
Deposit HK$15.61M · loan HK$36.42M · min. income ≈ HK$353,034/mo (50% DSR)
Upfront cash ≈ HK$17.82M (deposit + AVD stamp duty HK$2,211,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,786
−HK$9,983/mo
▼ 0.25% · 3.875%
HK$189,742
−HK$5,027/mo
Today · 4.125%
HK$194,769
baseline
▲ 0.50% · 4.625%
HK$205,036
+HK$10,267/mo
Deposit HK$15.61M · loan HK$36.42M · min. income ≈ HK$389,538/mo (50% DSR)
Upfront cash ≈ HK$17.82M (deposit + AVD stamp duty HK$2,211,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,559
−HK$13,392/mo
▼ 0.25% · 3.875%
HK$220,201
−HK$6,750/mo
Today · 4.125%
HK$226,951
baseline
▲ 0.50% · 4.625%
HK$240,760
+HK$13,809/mo
Deposit HK$5.20M · loan HK$46.83M · min. income ≈ HK$453,902/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$2,211,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,582
−HK$12,836/mo
▼ 0.25% · 3.875%
HK$243,954
−HK$6,464/mo
Today · 4.125%
HK$250,418
baseline
▲ 0.50% · 4.625%
HK$263,617
+HK$13,199/mo
Deposit HK$5.20M · loan HK$46.83M · min. income ≈ HK$500,836/mo (50% DSR)
Upfront cash ≈ HK$7.41M (deposit + AVD stamp duty HK$2,211,311 · Scale 2, in force from 26 Feb 2026)