LTV · monthly repayment
▼ 0.50% · 3.625%
HK$118,672
−HK$7,441/mo
▼ 0.25% · 3.875%
HK$122,363
−HK$3,750/mo
Today · 4.125%
HK$126,113
baseline
▲ 0.50% · 4.625%
HK$133,787
+HK$7,674/mo
Deposit HK$26.02M · loan HK$26.02M · min. income ≈ HK$252,226/mo (50% DSR)
Upfront cash ≈ HK$28.23M (deposit + AVD stamp duty HK$2,211,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,021
−HK$7,133/mo
▼ 0.25% · 3.875%
HK$135,562
−HK$3,592/mo
Today · 4.125%
HK$139,154
baseline
▲ 0.50% · 4.625%
HK$146,489
+HK$7,335/mo
Deposit HK$26.02M · loan HK$26.02M · min. income ≈ HK$278,308/mo (50% DSR)
Upfront cash ≈ HK$28.23M (deposit + AVD stamp duty HK$2,211,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,406
−HK$8,930/mo
▼ 0.25% · 3.875%
HK$146,836
−HK$4,500/mo
Today · 4.125%
HK$151,336
baseline
▲ 0.50% · 4.625%
HK$160,545
+HK$9,209/mo
Deposit HK$20.82M · loan HK$31.23M · min. income ≈ HK$302,672/mo (50% DSR)
Upfront cash ≈ HK$23.03M (deposit + AVD stamp duty HK$2,211,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,425
−HK$8,559/mo
▼ 0.25% · 3.875%
HK$162,674
−HK$4,310/mo
Today · 4.125%
HK$166,984
baseline
▲ 0.50% · 4.625%
HK$175,786
+HK$8,802/mo
Deposit HK$20.82M · loan HK$31.23M · min. income ≈ HK$333,968/mo (50% DSR)
Upfront cash ≈ HK$23.03M (deposit + AVD stamp duty HK$2,211,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,140
−HK$10,419/mo
▼ 0.25% · 3.875%
HK$171,308
−HK$5,251/mo
Today · 4.125%
HK$176,559
baseline
▲ 0.50% · 4.625%
HK$187,302
+HK$10,743/mo
Deposit HK$15.61M · loan HK$36.43M · min. income ≈ HK$353,118/mo (50% DSR)
Upfront cash ≈ HK$17.82M (deposit + AVD stamp duty HK$2,211,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,829
−HK$9,986/mo
▼ 0.25% · 3.875%
HK$189,786
−HK$5,029/mo
Today · 4.125%
HK$194,815
baseline
▲ 0.50% · 4.625%
HK$205,084
+HK$10,269/mo
Deposit HK$15.61M · loan HK$36.43M · min. income ≈ HK$389,630/mo (50% DSR)
Upfront cash ≈ HK$17.82M (deposit + AVD stamp duty HK$2,211,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,609
−HK$13,395/mo
▼ 0.25% · 3.875%
HK$220,253
−HK$6,751/mo
Today · 4.125%
HK$227,004
baseline
▲ 0.50% · 4.625%
HK$240,817
+HK$13,813/mo
Deposit HK$5.20M · loan HK$46.84M · min. income ≈ HK$454,008/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$2,211,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,638
−HK$12,839/mo
▼ 0.25% · 3.875%
HK$244,011
−HK$6,466/mo
Today · 4.125%
HK$250,477
baseline
▲ 0.50% · 4.625%
HK$263,680
+HK$13,203/mo
Deposit HK$5.20M · loan HK$46.84M · min. income ≈ HK$500,954/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$2,211,833 · Scale 2, in force from 26 Feb 2026)