LTV · monthly repayment
▼ 0.50% · 3.625%
HK$118,677
−HK$7,442/mo
▼ 0.25% · 3.875%
HK$122,369
−HK$3,750/mo
Today · 4.125%
HK$126,119
baseline
▲ 0.50% · 4.625%
HK$133,793
+HK$7,674/mo
Deposit HK$26.02M · loan HK$26.02M · min. income ≈ HK$252,238/mo (50% DSR)
Upfront cash ≈ HK$28.23M (deposit + AVD stamp duty HK$2,211,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,027
−HK$7,133/mo
▼ 0.25% · 3.875%
HK$135,568
−HK$3,592/mo
Today · 4.125%
HK$139,160
baseline
▲ 0.50% · 4.625%
HK$146,495
+HK$7,335/mo
Deposit HK$26.02M · loan HK$26.02M · min. income ≈ HK$278,320/mo (50% DSR)
Upfront cash ≈ HK$28.23M (deposit + AVD stamp duty HK$2,211,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,412
−HK$8,931/mo
▼ 0.25% · 3.875%
HK$146,842
−HK$4,501/mo
Today · 4.125%
HK$151,343
baseline
▲ 0.50% · 4.625%
HK$160,552
+HK$9,209/mo
Deposit HK$20.82M · loan HK$31.23M · min. income ≈ HK$302,686/mo (50% DSR)
Upfront cash ≈ HK$23.03M (deposit + AVD stamp duty HK$2,211,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,432
−HK$8,560/mo
▼ 0.25% · 3.875%
HK$162,681
−HK$4,311/mo
Today · 4.125%
HK$166,992
baseline
▲ 0.50% · 4.625%
HK$175,794
+HK$8,802/mo
Deposit HK$20.82M · loan HK$31.23M · min. income ≈ HK$333,984/mo (50% DSR)
Upfront cash ≈ HK$23.03M (deposit + AVD stamp duty HK$2,211,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,148
−HK$10,419/mo
▼ 0.25% · 3.875%
HK$171,316
−HK$5,251/mo
Today · 4.125%
HK$176,567
baseline
▲ 0.50% · 4.625%
HK$187,310
+HK$10,743/mo
Deposit HK$15.61M · loan HK$36.43M · min. income ≈ HK$353,134/mo (50% DSR)
Upfront cash ≈ HK$17.83M (deposit + AVD stamp duty HK$2,211,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,838
−HK$9,986/mo
▼ 0.25% · 3.875%
HK$189,795
−HK$5,029/mo
Today · 4.125%
HK$194,824
baseline
▲ 0.50% · 4.625%
HK$205,093
+HK$10,269/mo
Deposit HK$15.61M · loan HK$36.43M · min. income ≈ HK$389,648/mo (50% DSR)
Upfront cash ≈ HK$17.83M (deposit + AVD stamp duty HK$2,211,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,619
−HK$13,395/mo
▼ 0.25% · 3.875%
HK$220,263
−HK$6,751/mo
Today · 4.125%
HK$227,014
baseline
▲ 0.50% · 4.625%
HK$240,828
+HK$13,814/mo
Deposit HK$5.20M · loan HK$46.84M · min. income ≈ HK$454,028/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$2,211,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,649
−HK$12,839/mo
▼ 0.25% · 3.875%
HK$244,022
−HK$6,466/mo
Today · 4.125%
HK$250,488
baseline
▲ 0.50% · 4.625%
HK$263,691
+HK$13,203/mo
Deposit HK$5.20M · loan HK$46.84M · min. income ≈ HK$500,976/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$2,211,932 · Scale 2, in force from 26 Feb 2026)