LTV · monthly repayment
▼ 0.50% · 3.625%
HK$118,683
−HK$7,442/mo
▼ 0.25% · 3.875%
HK$122,374
−HK$3,751/mo
Today · 4.125%
HK$126,125
baseline
▲ 0.50% · 4.625%
HK$133,799
+HK$7,674/mo
Deposit HK$26.02M · loan HK$26.02M · min. income ≈ HK$252,250/mo (50% DSR)
Upfront cash ≈ HK$28.24M (deposit + AVD stamp duty HK$2,212,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,033
−HK$7,133/mo
▼ 0.25% · 3.875%
HK$135,574
−HK$3,592/mo
Today · 4.125%
HK$139,166
baseline
▲ 0.50% · 4.625%
HK$146,502
+HK$7,336/mo
Deposit HK$26.02M · loan HK$26.02M · min. income ≈ HK$278,332/mo (50% DSR)
Upfront cash ≈ HK$28.24M (deposit + AVD stamp duty HK$2,212,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,419
−HK$8,931/mo
▼ 0.25% · 3.875%
HK$146,849
−HK$4,501/mo
Today · 4.125%
HK$151,350
baseline
▲ 0.50% · 4.625%
HK$160,559
+HK$9,209/mo
Deposit HK$20.82M · loan HK$31.23M · min. income ≈ HK$302,700/mo (50% DSR)
Upfront cash ≈ HK$23.03M (deposit + AVD stamp duty HK$2,212,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,440
−HK$8,560/mo
▼ 0.25% · 3.875%
HK$162,689
−HK$4,311/mo
Today · 4.125%
HK$167,000
baseline
▲ 0.50% · 4.625%
HK$175,803
+HK$8,803/mo
Deposit HK$20.82M · loan HK$31.23M · min. income ≈ HK$334,000/mo (50% DSR)
Upfront cash ≈ HK$23.03M (deposit + AVD stamp duty HK$2,212,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,156
−HK$10,419/mo
▼ 0.25% · 3.875%
HK$171,324
−HK$5,251/mo
Today · 4.125%
HK$176,575
baseline
▲ 0.50% · 4.625%
HK$187,319
+HK$10,744/mo
Deposit HK$15.61M · loan HK$36.43M · min. income ≈ HK$353,150/mo (50% DSR)
Upfront cash ≈ HK$17.83M (deposit + AVD stamp duty HK$2,212,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,846
−HK$9,987/mo
▼ 0.25% · 3.875%
HK$189,804
−HK$5,029/mo
Today · 4.125%
HK$194,833
baseline
▲ 0.50% · 4.625%
HK$205,103
+HK$10,270/mo
Deposit HK$15.61M · loan HK$36.43M · min. income ≈ HK$389,666/mo (50% DSR)
Upfront cash ≈ HK$17.83M (deposit + AVD stamp duty HK$2,212,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,629
−HK$13,396/mo
▼ 0.25% · 3.875%
HK$220,274
−HK$6,751/mo
Today · 4.125%
HK$227,025
baseline
▲ 0.50% · 4.625%
HK$240,839
+HK$13,814/mo
Deposit HK$5.20M · loan HK$46.84M · min. income ≈ HK$454,050/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$2,212,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,660
−HK$12,840/mo
▼ 0.25% · 3.875%
HK$244,034
−HK$6,466/mo
Today · 4.125%
HK$250,500
baseline
▲ 0.50% · 4.625%
HK$263,704
+HK$13,204/mo
Deposit HK$5.20M · loan HK$46.84M · min. income ≈ HK$501,000/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$2,212,036 · Scale 2, in force from 26 Feb 2026)