LTV · monthly repayment
▼ 0.50% · 3.625%
HK$118,689
−HK$7,443/mo
▼ 0.25% · 3.875%
HK$122,381
−HK$3,751/mo
Today · 4.125%
HK$126,132
baseline
▲ 0.50% · 4.625%
HK$133,807
+HK$7,675/mo
Deposit HK$26.03M · loan HK$26.03M · min. income ≈ HK$252,264/mo (50% DSR)
Upfront cash ≈ HK$28.24M (deposit + AVD stamp duty HK$2,212,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,041
−HK$7,133/mo
▼ 0.25% · 3.875%
HK$135,582
−HK$3,592/mo
Today · 4.125%
HK$139,174
baseline
▲ 0.50% · 4.625%
HK$146,510
+HK$7,336/mo
Deposit HK$26.03M · loan HK$26.03M · min. income ≈ HK$278,348/mo (50% DSR)
Upfront cash ≈ HK$28.24M (deposit + AVD stamp duty HK$2,212,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,427
−HK$8,932/mo
▼ 0.25% · 3.875%
HK$146,857
−HK$4,502/mo
Today · 4.125%
HK$151,359
baseline
▲ 0.50% · 4.625%
HK$160,568
+HK$9,209/mo
Deposit HK$20.82M · loan HK$31.23M · min. income ≈ HK$302,718/mo (50% DSR)
Upfront cash ≈ HK$23.03M (deposit + AVD stamp duty HK$2,212,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,449
−HK$8,560/mo
▼ 0.25% · 3.875%
HK$162,698
−HK$4,311/mo
Today · 4.125%
HK$167,009
baseline
▲ 0.50% · 4.625%
HK$175,813
+HK$8,804/mo
Deposit HK$20.82M · loan HK$31.23M · min. income ≈ HK$334,018/mo (50% DSR)
Upfront cash ≈ HK$23.03M (deposit + AVD stamp duty HK$2,212,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,165
−HK$10,420/mo
▼ 0.25% · 3.875%
HK$171,334
−HK$5,251/mo
Today · 4.125%
HK$176,585
baseline
▲ 0.50% · 4.625%
HK$187,330
+HK$10,745/mo
Deposit HK$15.62M · loan HK$36.44M · min. income ≈ HK$353,170/mo (50% DSR)
Upfront cash ≈ HK$17.83M (deposit + AVD stamp duty HK$2,212,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,857
−HK$9,987/mo
▼ 0.25% · 3.875%
HK$189,815
−HK$5,029/mo
Today · 4.125%
HK$194,844
baseline
▲ 0.50% · 4.625%
HK$205,115
+HK$10,271/mo
Deposit HK$15.62M · loan HK$36.44M · min. income ≈ HK$389,688/mo (50% DSR)
Upfront cash ≈ HK$17.83M (deposit + AVD stamp duty HK$2,212,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,641
−HK$13,397/mo
▼ 0.25% · 3.875%
HK$220,286
−HK$6,752/mo
Today · 4.125%
HK$227,038
baseline
▲ 0.50% · 4.625%
HK$240,853
+HK$13,815/mo
Deposit HK$5.21M · loan HK$46.85M · min. income ≈ HK$454,076/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$2,212,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,673
−HK$12,841/mo
▼ 0.25% · 3.875%
HK$244,047
−HK$6,467/mo
Today · 4.125%
HK$250,514
baseline
▲ 0.50% · 4.625%
HK$263,719
+HK$13,205/mo
Deposit HK$5.21M · loan HK$46.85M · min. income ≈ HK$501,028/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$2,212,161 · Scale 2, in force from 26 Feb 2026)