LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,869
−HK$745/mo
▼ 0.25% · 3.875%
HK$12,239
−HK$375/mo
Today · 4.125%
HK$12,614
baseline
▲ 0.50% · 4.625%
HK$13,381
+HK$767/mo
Deposit HK$2.60M · loan HK$2.60M · min. income ≈ HK$25,228/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$117,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,205
−HK$713/mo
▼ 0.25% · 3.875%
HK$13,559
−HK$359/mo
Today · 4.125%
HK$13,918
baseline
▲ 0.50% · 4.625%
HK$14,652
+HK$734/mo
Deposit HK$2.60M · loan HK$2.60M · min. income ≈ HK$27,836/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$117,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,243
−HK$894/mo
▼ 0.25% · 3.875%
HK$14,686
−HK$451/mo
Today · 4.125%
HK$15,137
baseline
▲ 0.50% · 4.625%
HK$16,058
+HK$921/mo
Deposit HK$2.08M · loan HK$3.12M · min. income ≈ HK$30,274/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$117,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,846
−HK$856/mo
▼ 0.25% · 3.875%
HK$16,271
−HK$431/mo
Today · 4.125%
HK$16,702
baseline
▲ 0.50% · 4.625%
HK$17,582
+HK$880/mo
Deposit HK$2.08M · loan HK$3.12M · min. income ≈ HK$33,404/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$117,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,617
−HK$1,042/mo
▼ 0.25% · 3.875%
HK$17,134
−HK$525/mo
Today · 4.125%
HK$17,659
baseline
▲ 0.50% · 4.625%
HK$18,734
+HK$1,075/mo
Deposit HK$1.56M · loan HK$3.64M · min. income ≈ HK$35,318/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$117,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,487
−HK$998/mo
▼ 0.25% · 3.875%
HK$18,982
−HK$503/mo
Today · 4.125%
HK$19,485
baseline
▲ 0.50% · 4.625%
HK$20,512
+HK$1,027/mo
Deposit HK$1.56M · loan HK$3.64M · min. income ≈ HK$38,970/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$117,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,365
−HK$1,340/mo
▼ 0.25% · 3.875%
HK$22,030
−HK$675/mo
Today · 4.125%
HK$22,705
baseline
▲ 0.50% · 4.625%
HK$24,086
+HK$1,381/mo
Deposit HK$521K · loan HK$4.68M · min. income ≈ HK$45,410/mo (50% DSR)
Upfront cash ≈ HK$638K (deposit + AVD stamp duty HK$117,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,768
−HK$1,285/mo
▼ 0.25% · 3.875%
HK$24,406
−HK$647/mo
Today · 4.125%
HK$25,053
baseline
▲ 0.50% · 4.625%
HK$26,373
+HK$1,320/mo
Deposit HK$521K · loan HK$4.68M · min. income ≈ HK$50,106/mo (50% DSR)
Upfront cash ≈ HK$638K (deposit + AVD stamp duty HK$117,120 · Scale 2, in force from 26 Feb 2026)