LTV · monthly repayment
▼ 0.50% · 3.625%
HK$118,704
−HK$7,443/mo
▼ 0.25% · 3.875%
HK$122,396
−HK$3,751/mo
Today · 4.125%
HK$126,147
baseline
▲ 0.50% · 4.625%
HK$133,823
+HK$7,676/mo
Deposit HK$26.03M · loan HK$26.03M · min. income ≈ HK$252,294/mo (50% DSR)
Upfront cash ≈ HK$28.24M (deposit + AVD stamp duty HK$2,212,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,057
−HK$7,134/mo
▼ 0.25% · 3.875%
HK$135,598
−HK$3,593/mo
Today · 4.125%
HK$139,191
baseline
▲ 0.50% · 4.625%
HK$146,528
+HK$7,337/mo
Deposit HK$26.03M · loan HK$26.03M · min. income ≈ HK$278,382/mo (50% DSR)
Upfront cash ≈ HK$28.24M (deposit + AVD stamp duty HK$2,212,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,444
−HK$8,933/mo
▼ 0.25% · 3.875%
HK$146,875
−HK$4,502/mo
Today · 4.125%
HK$151,377
baseline
▲ 0.50% · 4.625%
HK$160,588
+HK$9,211/mo
Deposit HK$20.82M · loan HK$31.23M · min. income ≈ HK$302,754/mo (50% DSR)
Upfront cash ≈ HK$23.04M (deposit + AVD stamp duty HK$2,212,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,468
−HK$8,561/mo
▼ 0.25% · 3.875%
HK$162,718
−HK$4,311/mo
Today · 4.125%
HK$167,029
baseline
▲ 0.50% · 4.625%
HK$175,834
+HK$8,805/mo
Deposit HK$20.82M · loan HK$31.23M · min. income ≈ HK$334,058/mo (50% DSR)
Upfront cash ≈ HK$23.04M (deposit + AVD stamp duty HK$2,212,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,185
−HK$10,421/mo
▼ 0.25% · 3.875%
HK$171,354
−HK$5,252/mo
Today · 4.125%
HK$176,606
baseline
▲ 0.50% · 4.625%
HK$187,352
+HK$10,746/mo
Deposit HK$15.62M · loan HK$36.44M · min. income ≈ HK$353,212/mo (50% DSR)
Upfront cash ≈ HK$17.83M (deposit + AVD stamp duty HK$2,212,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,879
−HK$9,989/mo
▼ 0.25% · 3.875%
HK$189,838
−HK$5,030/mo
Today · 4.125%
HK$194,868
baseline
▲ 0.50% · 4.625%
HK$205,139
+HK$10,271/mo
Deposit HK$15.62M · loan HK$36.44M · min. income ≈ HK$389,736/mo (50% DSR)
Upfront cash ≈ HK$17.83M (deposit + AVD stamp duty HK$2,212,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,666
−HK$13,399/mo
▼ 0.25% · 3.875%
HK$220,313
−HK$6,752/mo
Today · 4.125%
HK$227,065
baseline
▲ 0.50% · 4.625%
HK$240,882
+HK$13,817/mo
Deposit HK$5.21M · loan HK$46.85M · min. income ≈ HK$454,130/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$2,212,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,702
−HK$12,842/mo
▼ 0.25% · 3.875%
HK$244,077
−HK$6,467/mo
Today · 4.125%
HK$250,544
baseline
▲ 0.50% · 4.625%
HK$263,751
+HK$13,207/mo
Deposit HK$5.21M · loan HK$46.85M · min. income ≈ HK$501,088/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$2,212,428 · Scale 2, in force from 26 Feb 2026)