LTV · monthly repayment
▼ 0.50% · 3.625%
HK$118,717
−HK$7,444/mo
▼ 0.25% · 3.875%
HK$122,410
−HK$3,751/mo
Today · 4.125%
HK$126,161
baseline
▲ 0.50% · 4.625%
HK$133,838
+HK$7,677/mo
Deposit HK$26.03M · loan HK$26.03M · min. income ≈ HK$252,322/mo (50% DSR)
Upfront cash ≈ HK$28.24M (deposit + AVD stamp duty HK$2,212,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,071
−HK$7,136/mo
▼ 0.25% · 3.875%
HK$135,613
−HK$3,594/mo
Today · 4.125%
HK$139,207
baseline
▲ 0.50% · 4.625%
HK$146,545
+HK$7,338/mo
Deposit HK$26.03M · loan HK$26.03M · min. income ≈ HK$278,414/mo (50% DSR)
Upfront cash ≈ HK$28.24M (deposit + AVD stamp duty HK$2,212,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$142,460
−HK$8,934/mo
▼ 0.25% · 3.875%
HK$146,892
−HK$4,502/mo
Today · 4.125%
HK$151,394
baseline
▲ 0.50% · 4.625%
HK$160,606
+HK$9,212/mo
Deposit HK$20.83M · loan HK$31.24M · min. income ≈ HK$302,788/mo (50% DSR)
Upfront cash ≈ HK$23.04M (deposit + AVD stamp duty HK$2,212,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,486
−HK$8,562/mo
▼ 0.25% · 3.875%
HK$162,736
−HK$4,312/mo
Today · 4.125%
HK$167,048
baseline
▲ 0.50% · 4.625%
HK$175,853
+HK$8,805/mo
Deposit HK$20.83M · loan HK$31.24M · min. income ≈ HK$334,096/mo (50% DSR)
Upfront cash ≈ HK$23.04M (deposit + AVD stamp duty HK$2,212,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,204
−HK$10,422/mo
▼ 0.25% · 3.875%
HK$171,373
−HK$5,253/mo
Today · 4.125%
HK$176,626
baseline
▲ 0.50% · 4.625%
HK$187,373
+HK$10,747/mo
Deposit HK$15.62M · loan HK$36.44M · min. income ≈ HK$353,252/mo (50% DSR)
Upfront cash ≈ HK$17.83M (deposit + AVD stamp duty HK$2,212,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,900
−HK$9,989/mo
▼ 0.25% · 3.875%
HK$189,859
−HK$5,030/mo
Today · 4.125%
HK$194,889
baseline
▲ 0.50% · 4.625%
HK$205,162
+HK$10,273/mo
Deposit HK$15.62M · loan HK$36.44M · min. income ≈ HK$389,778/mo (50% DSR)
Upfront cash ≈ HK$17.83M (deposit + AVD stamp duty HK$2,212,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,690
−HK$13,401/mo
▼ 0.25% · 3.875%
HK$220,337
−HK$6,754/mo
Today · 4.125%
HK$227,091
baseline
▲ 0.50% · 4.625%
HK$240,909
+HK$13,818/mo
Deposit HK$5.21M · loan HK$46.86M · min. income ≈ HK$454,182/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$2,212,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,728
−HK$12,844/mo
▼ 0.25% · 3.875%
HK$244,104
−HK$6,468/mo
Today · 4.125%
HK$250,572
baseline
▲ 0.50% · 4.625%
HK$263,780
+HK$13,208/mo
Deposit HK$5.21M · loan HK$46.86M · min. income ≈ HK$501,144/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$2,212,676 · Scale 2, in force from 26 Feb 2026)